Personal Insurance Advice

It can sometimes be hard to figure out which type of insurance you and your loved ones need.

My Wealth Solutions will not only help you choose the right insurance plan but will also help you understand why it is suitable for you. Whether you are an individual, couple, family or retiree, protect your financial future with the right type of insurance.

Personal insurance plays a key role in providing Australian families with the financial security they need. Knowing your insurance covers everything you need gives you peace of mind, even in the face of unexpected events. It is important to ensure you are properly covered with a reliable insurer who will be there when you need them.

Types of Personal Insurance We Offer

Life Insurance

Life insurance gives you and your loved one’s financial protection if you are diagnosed with a terminal illness or pass away. In these cases, a lump sum can either be paid to your estate or nominated dependents.

We also offer term life insurance, which provides coverage for a limited time and usually covers outstanding debts and mortgages.

Income Protection Insurance

If you suffer from a sickness or accident that leaves you unable to work for a period of time, the last thing you need is to worry about is finances. Income protection insurance will keep you financially stable so you can focus on getting better.

We can provide you with up to 75% of your normal income or salary until you’re able to return to work.

TPD Insurance (Total and Permanent Disability)

TPD insurance provides you with financial protection if you become totally & permanently disabled. It will help you pay for medical and rehab expenses, pay off debt, meet daily household expenses and make lifestyle adjustments for your condition. This is paid to you in a lump sum.

Trauma Insurance

This type of insurance is designed to give you financial security should you suffer from a traumatic medical condition such as cancer, heart attack, heart disease or paralysis. When your diagnosis is confirmed, you will be paid a lump sum to help with medical costs and debts.

This relieves financial pressure and ensures you can afford everything you need to recover.

Personal Insurance Through Superannuation

Our financial advisors can help you decide whether buying insurance through your super fund is the best choice for you and help you maximise the benefits. To find out more about this service please see our Insurance Through Your Superannuation Fund page.

If you would like to protect your financial future and find out more about personal insurance, contact one of our financial experts today on 07 3852 4114. Alternatively, head over to our Frequently Asked Questions page and see if your question is there.