Investment Advice

You don't have to be wealthy to invest, but you do need to invest to become wealthy.

A sound investment strategy is not reserved for older people with existing wealth. This is a common misconception.  Investing has a place in the financial strategy of people of all ages!

Many people don’t invest because they don’t think they have enough or they are afraid of making a mistake.

It is never too early or late to start investing and no amounts are too small. Long term investing of small amounts combined with good compound returns will successfully build wealth.

It is important for people of all ages and financial capacities to have an investment plan to help build their financial future.  Our Sydney financial advisors and Brisbane financial advisors are experienced in investment management, and will incorporate an investment strategy into your financial plan.

As part of our financial planning process, our advisors will work with you to understand your current financial situation and to develop goals that will create the foundation for your investment strategy.

Our Investing Process

My Wealth Solutions investment strategies are delivered according to our C.A.R.E. process.

  • Core Investments (40%-100% portfolio depending on risk profile)
  • Active Investment (0%-20% portfolio depending on risk profile)
  • Reserves (Retirees 4 years worth of spending/Working Income Protection and Emergency Fund)
  • Enhanced Returns (0% – 35% depending on risk profile)

Our investment process has many benefits, including:

  • Consistent, easy and straightforward communication
  • Helping you to gain an uncomplicated understanding of WHY you hold every investment in your portfolio
  • Ensuring your portfolio delivers long-term returns in order to reach and maintain your goals
  • Allowing you to avoid common investing mistakes when markets are at extreme highs or lows or periods of high volatility
  • Adjusting your strategy as your portfolio grows or your needs changes

We help you to grow and adapt your investment strategy as your wealth grows to ensure you are always on track to achieving your financial goals.

We also offer specialised investment strategies for business owners that address their specific needs not normally provided for in traditional investment strategies.

Our specialised strategies provide an intelligent financial roadmap for your business and personal portfolio and ensure long-term financial success.

Frequently Asked Investment Questions

  • What is the difference between speculating, investing and saving?

    Speculating is NOT something that My Wealth Solutions can advise on.

    Speculating is buying an asset in the hope that the value of the asset will increase. The timeframe of this could be anything from a couple of days to several years.

    Saving is putting money aside for a finite time that will eventually be withdrawn and spent on a particular goal.

    Investing is buying an asset to enjoy the income from that asset. Providing it is a good investment, the income and asset value will grow.

  • How can dollar cost averaging help grow my wealth?

    For those with large amounts of cash to be invested, it can be less stressful to place these investments over a period of time.

    This means your team of financial advisors will never invest your total lump sum at a market high but will rather receive an average over a period of time.

    By enlisting the resources of a team of professionals to make the many and sometimes complicated decisions involved in investing, you’ll have a far greater chance of financial success than if you did it yourself.

    Professionals have more time, more resources, more education and more experience in selecting and managing investments.

    The following are just some of the decisions a professional will make in order to help you achieve your financial goals:

    • What to buy?
    • When to buy?
    • How to value?
    • When to sell?

    These decisions are best made based on deep research, not whims, tips or hunches or half-baked attempts at research.

  • Should I invest in property or shares?

    Property and shares are two of the most common investment types we have helped clients with.

    Both investment types have pros and cons and can benefit your investment strategy in different ways.

    That’s why your investment advisor will create an investment plan that is tailored to your unique financial situation as part of our holistic approach. 

    For more information about what’s involved in investing in property or shares, click on the links at the bottom of the page for a comprehensive overview.

  • How is My Wealth Solutions' investment strategy different?

    My Wealth Solutions has been offering investment advice in Brisbane and the surrounding areas for a number of years.

    Our investment strategies are delivered according to our C.A.R.E. process:

    • Core Investments (40%-100% portfolio depending on risk profile)
    • Active Investment (0%-20% portfolio depending on risk profile)
    • Reserves (Retirees 4 years worth of spending/Working Income Protection and Emergency Fund)
    • Enhanced Returns (0% – 35% depending on risk profile)

     

    Throughout our meetings, we will provide you further details about our C.A.R.E. Investment process.

    Over the long-term, shares will generally perform better than any other passive investment.

    The trade-off:

    They fluctuate in value. That is to say shares can go down in the short term.

    This is perfectly normal and if you own shares they will go down in value from time to time. However, when held for the long run and if appropriately diversified, history has shown that they outperform other investment asset classes.

    Timing of the share market is largely a futile exercise.

    No one can predict the short-term movements of the share market, although many will try.

    To correctly time the market, you have to make two correct decisions: when to get out and when to get back in again.

    It is hard enough to make one of these correctly, let alone two on a regular basis! 

    Long-term investments will deliver good returns to investors that make timing of the markets unnecessary.

    Market timing has costs (brokerage and taxes) and creates a short-term focus rather than the long-term achievement of our goals.

Learn More About Your Investment Options

Property Advice

Deciding on whether an investment property is the right investment option for you can be more challenging than you’d first expect. Make it easier with the help of your dedicated team of investment advisors.

Share Advice

Investing in shares may not be as unachievable as you think. Learn more about how shares can work in combination with property to create your dream financial future.

CLIENT TESTIMONIAL

We have had a fantastic experience with My Wealth. We have been working with Nikki and she is incredibly professional and thorough. The My Wealth platform and investment strategies is exactly what we were looking for, we have full confidence that the solutions they have put in place will set us up financially for the future.

Mitch E
CLIENT TESTIMONIAL

My Wealth Solutions are the first financial advisers I have found that consider your entire financial position. They are not focused on one product or investment type, rather they are focused on finding the right financial solution for your current situation. I am looking forward to working with Ben and his team over the coming years.

James C.
CLIENT TESTIMONIAL

I contacted Ben Budge to provide a holistic review of our financial position, including investments, superannuation and retirement planning. Ben provided a summary of our financial goals, along with how our strategies aligned with those objectives…which was great for motivating us to make some changes…I would consider Ben to be very professional and friendly, and I’d recommend him to anyone seeking to secure their financial and retirement planning.

Ian J.
CLIENT TESTIMONIAL

My experience with Guy Freeman has been totally professional and totally satisfactory. Guy has managed my small investments but maintained at the same time a personal interest in my health and well being… I have to say that I have complete trust in Guy and am so pleased he is looking after my investments giving me a secure future.

Jennette B.
CLIENT TESTIMONIAL

Guy…was also the most helpful and friendly of all the advisors. The quick responses and helpful, friendly advise has been a mainstay of our dealings with Guy and MWS. We have been very satisfied with the financial advice given. They helped us to consider matters like income protection, super funds and life insurance that we had very little knowledge about. Guy has also been able to give us a focus for our savings and investments going forward into the future.

Brendan N.
CLIENT TESTIMONIAL

After 20 years of working, we had no real direction when it came to planning for our financial future. After deciding to visit My Wealth Solutions, we now have achievable financial goals and we couldn’t be more confident that the strategies employed will ensure a comfortable retirement. The MWS team took the time to understand our current financial situation, needs and wants…Guy and Nikki…explained all aspects of their advice in a clear language that was easy to understand.

Mick & Dani I.
CLIENT TESTIMONIAL

The my wealth solutions team have been extremely helpful over the last couple of months whilst setting up our investments. Nikki and the team always get back to us promptly when we have questions. Thanks for the fantastic support!

Tara P.
award winning and highly recommended
Logos-2018 Trusted Advisors
My Wealth Solutions Practice of the Year
My Wealth Solutions Practice of the Year
Guy Freeman GPS Wealth Award
My Wealth Solutions Practice of the Year
Nikki Booth Young Gun Award
Ben Budge Advisor of the Year
Advisor of the Year Ben Budge
GPS Wealth
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