Financial Advisor Melbourne
Melbourne Financial Advisors for Every Life Stage
At My Wealth Solutions, our experienced Melbourne financial advisors take the time to understand your situation before making a single recommendation. We look at your finances as one connected picture, super, tax, property, insurance and cash flow working together, and build a plan that actually fits your life. Whether you’re just starting to think about the future or managing wealth you’ve already built, we’re here for the long term.
Melbourne Financial Advisors Who Understand the Local Landscape
Melbourne is a different city to plan for than Sydney or Brisbane. Victorian land tax settings, private school fees, and a property market with its own rhythm all change the way a financial plan needs to be built. High-income earners often have more complex financial decisions to manage as their wealth grows, while families balancing mortgages and private school fees need a strategy that keeps their immediate commitments on track without losing sight of their long-term goals.
That’s the practice we’ve built for our Melbourne clients. Young professionals starting their first serious portfolio. Families managing dual incomes and household complexity. Business owners who want personal and business financial advice inside one relationship. Pre-retirees making sure their numbers actually stack up before they stop working. Different starting points, one holistic approach.
We’re not a boutique local practice, and we don’t try to look like one. My Wealth Solutions has been operating for over 14 years, with a team of 55 across five locations, an investment committee chaired by Emmanuel Calligeris (30+ years in funds management), and every plan delivered through our proprietary CAREphilosophy® framework. That scale is what allows our Melbourne advisers to focus on advice rather than admin.
The recognition backs it up. Our team has been named GPS Wealth Practice of the Year, and our reviews reflect what clients, including those in Melbourne, say when they’re asked about the experience.
Meet Your Melbourne Financial Advice Team
Working with us in Melbourne means access to our full team, not just one person. Every plan is peer-reviewed, backed by our investment committee, and delivered through the CAREphilosophy®, designed to manage both portfolio risk and investor behaviour across the full market cycle. Read more about our investment approach →
How We Work With Melbourne Clients
Most Melbourne clients come to us with something specific in mind: a property they're weighing up, a super fund they've never properly looked at, a business growing faster than the structures around it, or simply a suspicion they should be doing more with what they've built. What follows is the same regardless of what brings you through the door.
1
Book your free Discovery Session
Your first meeting is a complimentary 90-minute session, either at our Collins Street office or online if that suits better. Your Melbourne adviser uses the time to understand your full picture: where you are, where you want to be, and what's sitting between the two. You'll leave with a clear view of what we'd recommend and exactly what our fees would look like. After-hours appointments are available for Melbourne clients who can't make daytime meetings.
2
We build your plan
Once you choose to move forward, your adviser and their support team do the research, model the numbers, and put together a full financial plan tailored to your situation. Every plan is peer-reviewed by two advisers before it comes back to you. No single set of eyes.
3
You meet your full team
When your plan is approved, we introduce you to the people looking after it: your Financial Adviser, your Implementation Officer, and your Review Officer. Together they execute the plan and keep it running.
4
We stay with you long-term
Melbourne changes fast: property values shift, tax rules evolve, and life throws curveballs. We review your plan with you at least once a year, and your adviser is available in between whenever something comes up. Our 95% client retention rate is what that long-term relationship looks like in practice.
Find Our Melbourne Office
Where are we?
Our Melbourne office is on Level 35, 477 Collins Street, in the heart of the CBD.
Contact us
Call our Melbourne team on 03 4237 8789.
Opening hours
Our Melbourne opening hours are:
- Tuesday 11:30am to 8:30pm
- Wednesday 8:30am to 8:30pm
- Thursday 8:30am to 5:00pm
Appointments are required. We offer after-hours times for Melbourne clients whose schedules make daytime meetings difficult.
Accessibility
The building has full accessibility, including lift access and accessible bathrooms on our floor.
Available parking
The nearest paid parking is at 450 Flinders Lane, roughly a three-minute walk from our office. Most of our Melbourne clients prefer public transport. We’re a ten-minute walk from Flinders Street Station, and there’s a tram stop within a block on Collins Street.
Financial Planning Services for Melbourne Clients
Our Melbourne financial advisers cover the full range of financial services. We don’t look at any one area in isolation, because your financial life doesn’t work that way.
The foundation of how we work. Everything else builds off understanding the whole picture first.
Investment strategies, debt recycling, and long-term wealth-building plans matched to your risk profile and timeline.
Ongoing portfolio strategy for clients with established wealth.
Fund selection, contribution strategy, and integration of super into your broader financial plan.
Whether a self-managed super fund actually suits your situation, and if it does, how to set it up and run it properly.
Transition to retirement, income planning, and making sure your retirement is genuinely funded.
How property fits into a broader wealth strategy, including loan structuring and long-term positioning.
Year-round tax planning, EOFY strategy, and structuring for high-income earners and investors.
Practical cash flow management for families and professionals who want more control over the day-to-day.
Life, TPD, income protection, and trauma cover as part of a wider risk plan.
Delivered through My Wealth Private, our specialist arm for family businesses, SMEs, and business owners.
Home loans, refinancing, and investment property finance through Borro™, our in-house brokerage. Melbourne broker Campbell Moylan works with clients across Victoria.
Who We Work With in Melbourne
Melbourne clients are as varied as the city itself. Some of the most common groups we work with:
Young professionals
CBD-based earners early in their careers, thinking about first homes, super consolidation, and starting to invest.
Read more
Everyday families
Managing dual incomes, mortgages, school fees, and the financial complexity that comes with a growing household.
Read more
High-income earners
often well-paid but under-structured. Tax planning, debt recycling, and investment strategy are usually where we start.
Read more
Business owners
Melbourne SMEs, family businesses, and founders who need personal financial advice alongside specialist business advisory through My Wealth Private.
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Pre-retirees and retirees
Making sure super, investments, property income, and Centrelink are working together for the retirement they've earned.
Read more
High net worth clients
Complex structures, family trusts, intergenerational wealth planning, and estate integration.
Read more
Frequently asked questions
Victoria’s land tax settings, including the Vacant Residential Land Tax and adjustments to the general land tax thresholds, meaningfully change the after-tax return on an investment property in Melbourne compared with other states. It’s an area where the same property, held in a different entity or structure, can produce very different long-term outcomes. Our Melbourne advisers work through the interaction between land tax, income tax, loan structure, and long-term investment goals before any property is bought. Land tax should shape how a property is held, not just whether to buy one.
In Australia the two terms are used interchangeably and refer to the same regulated profession. Anyone giving personal financial advice must appear on ASIC’s Financial Advisers Register. What actually varies is scope. Some advisers focus narrowly on a single product area like super or insurance; others, like our Melbourne team, take a holistic view across your whole financial position. What matters more than the title is the licensing (we operate under GPS Wealth Ltd, AFSL 254544, as CAR 414145), a fee-for-service model rather than commissions on super or investments, and evidence that the firm builds ongoing relationships rather than one-off transactions.
Yes. Our Melbourne office runs later hours on Tuesdays and Wednesdays specifically to accommodate CBD professionals and clients travelling in from the outer suburbs. Discovery Sessions and ongoing review meetings can also be held online, which many clients living further from the CBD prefer for convenience.
Some benefits show up quickly. Tax structuring, super consolidation, and insurance right-sizing can produce measurable results inside the first twelve months. Others, like debt recycling, portfolio compounding, and long-term retirement planning, are structural changes that pay off over five, ten, or twenty years. What matters more than headline speed is direction of travel: whether your finances are moving toward the goals you set at the start. That’s what our annual reviews are designed to measure and correct as needed.
