Starting Retirement

Create your dream retirement with help from your team of expert retirement planners

Starting retirement should be a time filled with possibility, not worry about your financial future.

But with the average retirement lasting longer than ever before, it can be easy to feel like what you’ve worked hard to set aside for yourself may not last the distance.

We’ve found that those starting retirement are often:

  • Worried about whether they have enough super to last their whole retirement.
  • Reaching retirement age and want to set themselves up for success.
  • Need to clarify exactly what’s important to them in retirement.
  • Seeking the peace-of-mind that comes from knowing their retirement is on track.

It’s no secret that transitioning from working life to retirement can be a challenging time, both financially and mentally.

Living off an income generated from the assets you’ve built up – rather than from a traditional working income – can be frightening to consider, especially when you factor in exactly how long your retirement may last.

And when you throw in the possibility of children returning to your household and inflation into the mix, living your dream retirement can start to feel like an impossible goal.

But what if we told you that it doesn’t have to be?

At My Wealth Solutions, we specialise in helping everyday families create their dream retirements.

We know how important maintaining a high quality of living and enjoying your retirement to the fullest is to you. That’s why we work together with you to create a retirement plan that helps you do just that.

Whether you’re thinking about whether you have enough money to last your whole retirement or want to know how to enter retirement debt-free, we can help.

Everyone’s financial situation is different, which means that everyone will have a different picture in their head when they talk about their dream retirement.

Our team of expert financial advisors can help you define exactly what retirement means for you. Then, we take it one step further and create a plan that ensures your dream retirement becomes your financial reality.

Approaching retirement without a comprehensive, achievable financial plan can be stressful.

We take the stress out of your situation by acting as your personal source of expert guidance when it comes to retirement planning.

All it takes to get started is to get in touch.

Let Us Know How We Can Help Today

Common Challenges Of Starting Retirement

Making the transition from a working income to an income generated from your assets can present financial challenges you may never have thought to consider before.

These challenges can include:

  • Realising that your superannuation may not be enough to last your whole retirement
  • The effects of any debt you haven’t paid off before entering retirement
  • Having unclear goals when it comes to what a dream retirement means to you
  • Worrying about whether you will be able to retire when you would like to
  • Having trouble understanding the complex superannuation and tax systems

Starting retirement may look simple from afar but the reality is a little more complex.

Australia’s superannuation and tax systems can be a challenge to navigate and it seems like the rules are always changing.

With a team of experienced financial advisors by your side, you won’t have to do it on your own.

We can help you understand in clear terms exactly what each part of the retirement planning process means and how it affects you and your financial goals.

With us, you won’t have to worry about being confused by an industry term or tricky financial fine print.

We know you’ve worked hard to achieve your dream retirement. That’s why we want to help make it happen with the least amount of stress possible.

How can My Wealth Solutions help?

We understand that everyone has a different picture in mind when it comes to what your dream retirement looks like.

That’s why we work together with you to create a retirement plan that is tailored to your unique financial circumstances, needs and goals.

We create and implement a financial plan that is as unique as you are, so you can rest easy knowing that your financial future is taken care of.

Your team of expert financial advisors can help you:

  • Structure your assets in a way that reduces all tax obligations
  • Set clear goals on what your dream retirement looks like
  • Understand the intricacies of the tax and superannuation systems
  • Make the best use of your assets to top up income if reducing working hours
  • Ensure that your family is taken care of through estate planning
  • Transition into retirement with ease

Retirement should be a time that is free of financial stress.

We help make that happen by ensuring you have a comprehensive retirement plan in place to make the transition from working life to retirement as smooth as possible.

Let Us Make Starting Retirement Easier

“As in all successful ventures, the foundation of a good retirement is planning.”

– Earl Nightingale

CLIENT TESTIMONIAL

I contacted Ben Budge to provide a holistic review of our financial position, including investments, superannuation and retirement planning. Ben provided a summary of our financial goals, along with how our strategies aligned with those objectives…which was great for motivating us to make some changes…I would consider Ben to be very professional and friendly, and I’d recommend him to anyone seeking to secure their financial and retirement planning.

Ian J.
CLIENT TESTIMONIAL

I was recommended Guy Freeman’s help with planning my financial future, and am very satisfied and reassured by his input over the last couple of years. I’ve actually received more input than I thought possible…sound investments; making a will, life insurance, income protection insurance, and realistic plans for retirement… I feel ‘looked after’ by this company, and excited about my financial future.

Jack H.
CLIENT TESTIMONIAL

Guy…was also the most helpful and friendly of all the advisors. The quick responses and helpful, friendly advise has been a mainstay of our dealings with Guy and MWS. We have been very satisfied with the financial advice given. They helped us to consider matters like income protection, super funds and life insurance that we had very little knowledge about. Guy has also been able to give us a focus for our savings and investments going forward into the future.

Brendan N.
CLIENT TESTIMONIAL

My experience with My Wealth Solutions has been positive from the beginning. Ben answered my many questions and took the time to discuss any concerns in detail to clarify any grey areas. I’m very happy with MWS and look forward to a long association with them. I would recommend My Wealth Solutions to anyone looking for excellent financial advice/planning.

Margaret G.
CLIENT TESTIMONIAL

MWS have been great, they got our super sorted out and made sure our insurances are in tip-top shape if anything were to happen. I highly recommend their services to anyone who hasn’t put any time or thought into their financial strategy for the short and long term.

Dan S.
CLIENT TESTIMONIAL

…They have provided my partner and I peace of mind that our future is more secure especially with a baby on the way. Our super is working for us rather than the big companies…and they have put a smart financial strategy in place that meets our life goals. I have recommended MWS to many of my friends and will to anyone new as I am confident that they conduct themselves in the best interest of their clients.

Katrina M.
CLIENT TESTIMONIAL

Guy has been most helpful from the first meeting and still continues to ensure I am kept in the loop with everything in regard to my financial position. Guy sorted my super and has ensured my insurances are relevant to my current position. Highly recommend MWS.

Scott H.
CLIENT TESTIMONIAL

After 20 years of working, we had no real direction when it came to planning for our financial future. After deciding to visit My Wealth Solutions, we now have achievable financial goals and we couldn’t be more confident that the strategies employed will ensure a comfortable retirement. The MWS team took the time to understand our current financial situation, needs and wants…Guy and Nikki…explained all aspects of their advice in a clear language that was easy to understand.

Mick & Dani I.
award winning and highly recommended

Don’t let a lack of financial planning put a damper on your retirement preparations.

To help you get started, we offer an initial obligation- and cost-free retirement planning session.

Make transitioning to retirement as simple and stress-free as possible.