Get help finding the right home loan for you.
Whether you’re dreaming of buying your first property or looking to purchase an investment property, deciding on the right loan for you can be overwhelming.
And when you combine the chore of loan-hunting with a thousand different options, it can soon start to feel like an impossible task.
You know that your loan is going to become a major commitment in your life, so you want to make sure you do it right.
But with so many different loan options to choose from, it can be hard to know where to start.
If you wish you had someone who could help you narrow down your options and choose a loan that is tailored to your unique financial situation, we are here for you.
This is where our team of mortgage brokers can help.
Mortgage brokers act as liaisons between lenders, that is banks and other financial situations, and lendees, which is you.
They are experts at navigating the often confusing world of property loans and specialise in helping you choose a loan that considers your whole financial picture.
Our team, including our mortgage brokers, serve as your personal source of professional advice when it comes to deciding on the right home loan for you.
We know how hard it is to make a big financial decision without the right kind of guidance to point you in the right direction.
That’s why our team of mortgage brokers are here to help you make your decision with the confidence only professional guidance can give you.
We can help find your ideal home loan
We know that your mortgage plays a big role in your overall financial plan, so we’re here to help you get it right.
Our team of professional mortgage brokers deal primarily in two areas: home loans and investment property loans.
Our mortgage brokers can help:
- Narrow down your loan options based on your financial situation
- Get a rate that you won’t find through any other means
- Calculate your required deposit and any costs associated with the loan
- Provide ongoing support and advice through the whole process
A good mortgage broker should be one that goes above and beyond to support you through the entire process.
From taking care of setting up paperwork to reminding you of when your first repayment is due, a good mortgage broker is in your corner every step of the way.
We take the stress out of finding the right home loan for you by doing the hard part in narrowing down your options. We’ll be here to guide you through the whole process with no-nonsense, practical advice.
Then, we make sure that your loan is continuing to work for you into the future by regularly reviewing your loan’s structure and how it ties into your overall financial strategy.
Let us help make finding the right loan for you a breeze.
What does a mortgage broker do?
A mortgage broker is a financial advisor that specialises in helping everyday families find and manage the loan for their dream home.
To put it simply: a mortgage broker acts as a go-between between you and the many financial institutions offering property loans. They act as your inside agent when it comes to navigating the world of property loans.
They are here to help with everything from determining how much you can afford to borrow to finalising your loan for you.
Working directly with your financial advisors, your mortgage broker considers your whole financial picture before providing recommendations tailored to your unique needs, wants and goals.
Our team of mortgage brokers make sure that your loan will fit seamlessly into your overall financial plan – both now and in the future.
That means less time spent worrying about potential financial challenges further down the track and more time enjoying your property.
How do brokers get paid?
Mortgage brokers are paid on a commission basis by the lenders whose products they sell, not by you. Usually, a mortgage broker receives an upfront commission from the lender when you take out a loan. They also receive a recurring commission each year you are still repaying the loan.
Since mortgage brokers only get paid when you successfully sign up for a loan, it’s in their best interest to make sure that you choose a loan that is tailored to your particular financial circumstances.
A property loan is a long-term commitment, so it makes sense that a good mortgage broker should help you choose a loan with your long-term goals in mind.
Our team works together to make sure your long-term financial interests are at the forefront of any recommendations made to you.
Where do I find a mortgage broker?
The first place to start when finding a mortgage broker is probably going to be speaking to your loved ones about their personal experiences and recommendations.
After that, you’ll likely turn to the trusty internet for guidance. The Mortgage & Finance Association of Australia (MFAA) is a great place to start when researching what to look for in a good mortgage broker.
Each registered member of the MFAA has to abide with a code of conduct that prevents them from recommending any loans that would cause you financial hardship, either now or in the future.
But with any loan you choose going to become a serious commitment in your life, why would you settle for a mortgage broker who’s just another name on a list?
At My Wealth Solutions, we’ve spent years building a strong network of experienced professionals that are dedicated to helping you create your ideal financial future.
Our team of expert mortgage brokers will always go above and beyond to help you and your family find the right property loan.
We’re here to help, always.
All you have to do is get in touch.