Investing In Shares

Shares can form a key part of the investment strategy in your financial plan.

We create long-term growth through strategic and researched share investing & portfolio management.

When it comes to choosing the right investment option, most people tend to avoid shares because of their complicated nature.

Investment options like property provide a more tangible benefit to your life, while shares come with more questions and a reputation of greater risk.

While building your own portfolio should depend on your individual circumstances, shares are actually a hugely valuable way to create more wealth in your future. There is a good reason why the wealthiest people own the most stocks; with a focus on long-term growth and access to the best advice, stocks and shares can have a huge impact on the ‘capital growth’ of your bank balance.

At My Wealth Solutions, we focus on making the complicated world of finance easy to understand and put into practice. Stock market investing is just one part of creating a bright financial future tailored to your needs, wants, and goals.

In a nutshell, shares allow you to invest your money across multiple industries and businesses at once, and a portion of them can be easily sold when and if you need to access the money held in shares. They work differently than investing in property – after all, you can’t just sell off a bathroom if you need to – but together, both types of investments can contribute to a bright financial future.

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Why should you invest in shares? Look at the benefits:

It’s valuable for beginner investors to seek professional advice and have a picture of what share investing looks like, understand their risk tolerance, and ensure they have enough information to take the next step. 

If you’re a more experienced investor, you might already believe that shares are a building block in a broader financial plan to achieve your financial goals.

We specialise in creating full-service financial plans, including an investment portfolio that is:

  • Flexible.
    Shares are the ultimate form of flexible investment. With the right research and guidance behind you, you get ultimate control over which businesses you choose to invest your hard-earned money with.
    Shares are also more liquid than investments like property, and a portion of them can be sold in the case of a financial emergency.
  • Diverse.
    Shares allow you to invest your money across multiple industries at once, with those industries typically falling underneath the financial, resources, or consumer sectors. Shares are also global, meaning you have access to even more investment opportunities. By keeping your eggs in many baskets, you’re more likely to stay financially stable when encountering fluctuations in the market or economic downturns.

  • Easy to get into.
    Unlike investment properties, which require a substantial upfront cost, you can start to invest in shares as soon as you’ve saved up a little bit of money. In fact, using dollar cost averaging, we encourage you to invest small amounts of money regularly to take advantage of when share prices are lower and avoid excessive spending when they are high.

  • Provide a regular income.
    Larger companies on the ASX often pay out dividends to their shareholders, which allows you to claim a regular income based on your shareholdings.

  • Tailored to your risk tolerance.
    Your risk tolerance is based on the level of risk you are willing to accept, as well as what your financial situation may allow. A managed fund can be tailored, through the shares included, to match the level of risk you are comfortable with. The level of risk simply refers to the volatility of the shares you might include in your portfolio – our strategy nevertheless remains focused on long-term growth and not on timing the market.
  • Backed by a successful investment strategy.
    Our investment strategy is known as C.A.R.E. – and it is based on 4 buckets that we divide your investments into (Core Investments, Active Investment, Reserves, and Enhanced Returns). This strategy is straightforward, minimises your risk, and assists in diversification. It has also shown strong returns over time. 
  • Our investment philosophy is based on systematically investing fixed amounts to enable your portfolio to weather market fluctuations and provide steady growth.  

Want to invest? These are your first steps.

So how do you start? My Wealth Solutions maps the best path into the share market for you, and can build a portfolio that works the best for your financial goals.

While shares, like any investment option, have their risks, with expert advice and guidance, they can become an essential part of your financial future.

Our team of expert financial advisors will be with you every step of the way and are always on hand to provide expert guidance whenever you have a question. That means you can rest assured knowing that your investment portfolio is in good hands.

To help you get started, we offer an obligation-free consultation with one of our expert investment advisors to lay the groundwork.

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Learn More About Investing In Shares

  • The Shares vs. Property Debate

    When it comes to investment advice, shares and property are always the two main contenders when it comes to exploring your investment options.

    On the one hand, an investment property is a physical asset that you can see and use while waiting for your desired return. On the other, it requires a substantial amount of money invested into one type of investment, you can’t sell it off easily and it requires maintenance as the years go on.

    A share portfolio requires little input from you after the initial research phase. All you really have to do is provide an upfront investment dependent on your budget and wait for the shares to reach the return you want.

    While both forms of investment have their pros and cons, the right investment option for you will come down to your unique financial circumstances and desired future.

    By combining both property and shares into a diverse investment portfolio, you can create a solid foundation for a rosy financial future that is tailored to your needs, wants and goals.

    All you need is a little help from My Wealth Solutions’ expert investment advisors.

  • What kind of shares are best?

    Just like there are many different types of shares, there are also a lot of ways that you can invest in shares.

    While there’s no “right” way – as each type of share you choose to invest in will depend on your personal circumstances and financial goals – these are the most common ways to invest:

    • Index Fund
      An index fund is a type of managed fund that focuses on purchasing shares to mirror a particular share market index. The benefits of this style of share investment include a diversified portfolio, lower management fees than an actively managed fund and they tend to be more tax efficient as they trade less often.
    • Actively Managed Fund
      An actively managed fund is when your money is pooled together with that of other investors and a professional fund manager buys shares and other assets on your behalf. Actively managed funds will generally try to outperform the market, but run the risk of missing their goals and making a loss for both the fund and investors by doing so. Actively-managed funds also often charge large fees, due to the frequency of trading.
    • Exchange Traded Fund (ETF)
      An Exchange Traded Fund (also known as an ETF) is a type of index fund that invests in a basket of shares that make up an index. An ETF is a great way to diversify your portfolio when you don’t have a large amount of money to invest. They typically feature lower ongoing costs than a managed fund but aren’t as suitable for those wanting to invest a small amount regularly, as a stockbroking fee is charged on each contribution.
Nikki and the team at My Wealth Solutions have been helpful and advised me well throughout the process of implementing a financial plan that fits perfectly my needs and goals for the future. Thank you!
Jean B., CAO

…Right off the bat Daniel Judge seemed very genuine and passionate about what he does.  He took an interest in my life, history and where I want to be in 10 to 15 years in the future.  He explained (my) options, but he kept me in control, which made me feel safe and reassured that I was doing the right thing for my family.  We signed up with Daniel and we have no regrets.  We have eyes on our investment, our fortnightly contributions are easily managed and they keep in regular contact.  We would highly recommend Daniel Judge as a financial planner to help you reach financial independence…

Todd P, CAO

Fabulous team. Incredible personalised service. I have been with MWS for a number of years now and recommend to everyone! 5 stars.

Jessica J
Nikki and the team at My Wealth Solutions have been extremely helpful in building a savings strategy for my wife and I, as well as tuning our superannuation and life insurance to make the most of our money and get the best coverage for us. Nikki explains everything in a clear and easy to follow way, and we didn’t feel at any point that we were being lost in the jargon or terminology. My wife and I are very happy with the service that we are being provided, we are glad that My Wealth Solutions are helping us reach our savings goals, and we would definitely recommend them for any financial planning or advice.
Tony B

Ben and the team have been such an asset to our wealth building journey. They’re always readily available for help and advice, specific to our particular scenario. It has been a pleasure working with this team and look forward to many more interactions in the future.

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We have had a fantastic experience with My Wealth. We have been working with Nikki and she is incredibly professional and thorough. The My Wealth platform and investment strategies is exactly what we were looking for, we have full confidence that the solutions they have put in place will set us up financially for the future.

Mitch E
Having come from a planner where we were very disappointed, it has been a refreshing change dealing with Ben & the team at MWS. They are responsive, helpful, go above and beyond to answer questions and most importantly we have found it easy to understand the finance speak and to actually understand what our money is doing. Thanks for a great experience so far!

Guy and the team have given us peace of mind and confidence in our financial future. They keep us engaged and informed, make it easy for us to ask questions and provide us with tangible results in our regular reviews. We would recommend them to anyone.

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