Investment Loan Advice

Choosing the right loan for your investing needs can be difficult for some,
but with our team that won't be the case.

Finding your dream investment starts with the right investment loan for you.

You want to do more with your money than just keep it in a savings account. You’ve heard about the benefits of investing in property or shares and want to know more. You might have even talked to your loved ones about their experiences with investing in property or shares and are interesting in finding out more for yourself.

But you know that to start creating your dream financial future, you’re going to need an investment loan.

With so many loan options and structures to choose from, each with differing fineprint, how are you supposed to know which loan is right for your unique financial circumstances?

That’s where we come in.

Our team of expert financial advisors can help you create an investment loan strategy that is tailored specifically to you and your unique financial needs, wants and goals.

Navigating the world of investments – whether it be shares or property – can be intimidating.

That’s why we act as your personal source of trusted information and expert guidance when it comes to choosing the right investment loan for your financial circumstances.

Choosing an investment loan doesn’t have to be overwhelming.

We’ll be here to help every step of the way.

Want to find the right investment loan for you? We can help

Your team of financial advisors can help you choose the right investment loan for you with the confidence only experienced, professional guidance can give.

Then, we take it one step further and make sure that your loan is structured in a way that minimises your tax obligations and maximises your benefits.

An investment loan is a serious commitment and an important step on the path to your ideal financial future.

We make taking that step simple.

Our financial advisors can help you:

  • Understand debt recycling and decide whether it’s appropriate for your financial situation
  • Create a practical investment plan that will help you meet your financial goals
  • Learn more about positive and negative gearing
  • Reduce your tax obligations
  • Optimise the growth of your investment portfolio
  • Structure your loan in a way that works the best for your unique circumstances
  • Pay off your loan faster

Making the most of your investment loan requires more than just paying it off like you would a standard home loan.

Through loan structuring strategies – such as debt recycling and negative gearing – we can help you pay off your loan faster, all while growing your wealth at the same time.

We know you work hard for your money, so we want to make sure that you’re making the most of it.

We’re here to help, always.

Let Us Know How We Can Help

How does debt recycling affect my investment loan?

In order to be the most effective, an investment loan should maximise the benefits to you while minimising any tax obligations you may have.

Investment loans, as opposed to home loans, are tax-deductible. That means that a good investment loan structure should take advantage of this status to reduce tax obligations across both your investment loan and home loan.

But how exactly are you supposed to do that?

That’s where debt recycling comes in.

Debt recycling describes a common investment loan strategy that redirects income generated by your tax-deductible investment into your non-tax-deductible home loan.

Done properly, debt recycling can dramatically reduce the amount of time it takes to pay off both your home loan and your investment loan.

That means less time spent worrying about your financial future, and more time growing your wealth.

But debt recycling also carries some risks, as you are using your family home as security for your investment loan.

So how do you know which loan structuring strategy is right for you and your unique financial circumstances, needs and wants?

My Wealth Solutions can help.

In our obligation- and cost-free initial consultation, we sit down with you to gain a comprehensive overview of your personal financial situation.

Then, we work with you to decide on which loan-structuring strategy is right for your unique financial circumstances and goals.

Your team of financial advisors are here to make sure that your investment loan is working the best for you.

All you have to do is get in touch.

Get Your Free Consultation Today

What can an investment loan do for you?

Choosing and structuring the right investment loan for your unique financial situation is an all-important step on the road to your dream financial future.

An investment loan doesn’t just have to apply to investment properties. You can also use an investment loan to invest in shares or other income-producing assets like a managed fund.

Our team of expert financial advisors can help you identify exactly which investment type is ideal for you and your financial circumstances.

An investment loan can also help you:

  • Grow your wealth by expanding and diversifying your investment portfolio
  • Create an income independent from your job
  • Retire earlier
  • Meet your financial goals faster than you thought you could
  • Create a bright financial future for you and your family

In combination with your overall financial plan, a healthy and diverse investment portfolio is the cornerstone of creating your dream financial future.

Your team of experienced financial advisors can help you get started with the peace-of-mind and confidence only expert advice can provide.

We know how important creating your dream financial future is to you and your family.

That’s why we’re dedicated to helping you grow your wealth with ease.

An investment loan can help you create your dream financial future. And we can help you find the ideal investment loan for you. Let us help create your dream financial future!

CLIENT TESTIMONIAL

My wife and I decided to make some changes to the way we were managing our finances and planning for our future financial security. Through the process of re-financing for the construction of our new family home,…from the very first meeting we had with Ben, we were comfortable and at the same time excited about…to our financial planning and future position.

Andrew H.
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So far my experience with Ben and the team at My Wealth Solutions has been exemplary. They have offered fantastic, reliable and prompt advice and their knowledge far outweighs the cost of service. I would recommend this route to anyone seeking financial advice. Looking forward to my future even more so thanks to My Wealth Solutions.

Adrian L.
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My experience with Guy Freeman has been totally professional and totally satisfactory. Guy has managed my small investments but maintained at the same time a personal interest in my health and well being… I have to say that I have complete trust in Guy and am so pleased he is looking after my investments giving me a secure future.

Jennette B.
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I was recommended Guy Freeman’s help with planning my financial future, and am very satisfied and reassured by his input over the last couple of years. I’ve actually received more input than I thought possible…sound investments; making a will, life insurance, income protection insurance, and realistic plans for retirement… I feel ‘looked after’ by this company, and excited about my financial future.

Jack H.
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We have been seeing Guy at MWS for a few years now, and his advice has been invaluable. We are a young family trying to make the best of what we have, and Guy really puts it all into perspective, so it isn’t overwhelming. Whenever we meet with him, I always walk away feeling so motivated that we are making good choices for the future…We’ll be long-term clients and I wouldn’t hesitate recommending him to others.

Louan W.
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…They have provided my partner and I peace of mind that our future is more secure especially with a baby on the way. Our super is working for us rather than the big companies…and they have put a smart financial strategy in place that meets our life goals. I have recommended MWS to many of my friends and will to anyone new as I am confident that they conduct themselves in the best interest of their clients.

Katrina M.
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Our experience has been very positive. Ben has set us up for our future and now we can feel satisfied knowing that we have our finances in good hands. We no longer stress about what we or our family would be financially accountable for should something happen to any of us. Thank you again.

Darron & Michelle H.
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The team were very knowledgeable and took the time to ensure our needs were understood. Guy put forward some options to help us achieve our goals and set us up for a solid future.

Jagmeet V.
award winning and highly recommended

Finding the right loan for you doesn't have to be difficult.

We understand the worry that comes with choosing which loan to commit to.

Let us help make choosing the right loan simple.