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Buy the right property at the right time

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Property can be a powerful wealth-building tool but it’s not just about buying bricks and mortar. It’s about buying the right property, in the right way, at the right time, with a strategy that supports your long-term goals.  Property can be a great investment, especially as a long-term asset accumulating capital gains, generating rental income, offsetting tax, or becoming part of an estate plan. 

However, there are challenges to consider, from the significant upfront capital required to purchase, to the ongoing maintenance and mortgage costs, and the potential for capital gains to not be realised. It’s also an asset that takes a lot more time and effort to buy and sell, keeping a large volume of money locked into one asset.

At My Wealth Solutions, we guide you through the full property investment journey – from planning and finance structuring to purchase and beyond. We don’t chase short-term wins. We build long-term success. That means educating you on the implications of your decisions, staying focused on your future, and proactively reviewing your strategy as your life and the market change. When you work with us, property advice doesn’t live in a silo. It’s part of your integrated financial plan, and built to move with you.

Whether you’re purchasing your first investment or adding to a growing portfolio, we help you make confident, informed decisions grounded in strategy, not speculation.

Strategic advice. Long-term gains.

This isn’t just about choosing a suburb or chasing capital growth. It’s about creating a property investment plan that works for you – your income, your goals, your timeline.

While we can’t recommend you buy or sell a specific property, our financial advisers in Sydney, Brisbane Gold Coast or Melbourne are with you each step of the way on your investment property journey. We work with a network of local specialists, including mortgage brokers and buyers agents, to ensure you have all the support and professional advice you need.

Clarify your investment goals

Are you focused on long-term growth? Rental income? Tax efficiency? We tailor the plan to fit.

Assess your loan options

We’ll help you structure your loan to support smart outcomes – including interest-only options, equity access, and debt recycling strategies.

Review your broader plan

Your investment should align with your budget, super, insurance, and wealth goals. We make sure it fits.

Analyse potential properties

We guide you on the parameters that will work with your financial situation and goals, advising you what to look for in terms of yield, expenses, and tax benefits.

Maximise available strategies and structures

Think negative gearing, trust structures, offset accounts, and equity recycling – all in plain English, and all tailored to your risk profile. 

Support you through every stage

We support you through the whole journey, from liaising with mortgage brokers or buyers agents, to putting in an offer. We ensure that each element aligns with your financial plan.

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Make your next move a strategic one

Invest in property with confidence

Frequently asked questions

We believe that smart investing in real estate is a long-term strategy. Residential property goes through extended periods of slow or no growth, then short periods of rapid growth. In these cycles, the value of the real estate will generally double. However, these cycles are unpredictable and can last anywhere between 7 to 20 years.

When investing in residential property it is important to maintain a long-term focus.

By holding for the long term, you might experience 3 or 4 of these cycles which can mean spectacular growth for your investment.

Short-term property investing is a very different beast. Generally, this will either involve speculative buying right before a period of rapid growth; often not a successful strategy particularly when trying to identify the ‘next big location’.

‘Flipping’ is also another short-term strategy, which has more success, but requires capital investment to renovate the house prior to reselling. While this can be effective for certain people in certain circumstances, we generally don’t provide advice on this.

In some cases what can seem great from a cash-flow perspective, i.e. bringing in rental income, may actually turn out to be a bad investment for a variety of other reasons.

We believe that property should be viewed as a capital growth asset and that your decision to buy a particular property should be made based on it ticking all of the boxes for capital growth (supply and demand) rather than looking for an increased cash flow of a few extra dollars.

Many properties are not worth buying simply for the rental income, and may eventually present a drain on your time and money, particularly if they have not also experienced capital growth.

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