Sunshine Coast
Sunshine Coast Financial Advisors for Every Life Stage
Create your dream financial future with some expert advice and your own financial roadmap
We help clients from Caloundra to Noosa Heads achieve financial security and peace of mind.
At My Wealth Solutions, we believe that everyone – no matter their location or the balance of their bank account – should be able to access expert financial advice. Our wide range of experience means that we are able to work with you to turn your financial dreams into reality with a holistic financial roadmap created just for you. Whether you want to purchase your first home, are interested in investing, or just want to get your financial world sorted, we’re here to help.
Since our beginning, we’ve worked to help everyday families achieve their financial goals. From having experienced personally the struggles that families can go through when they don’t have a financial plan in place, we understand exactly what our clients want from their team of financial experts.
We consider every aspect of your unique financial situation and get to know your dreams and lifestyle goals before making any recommendations. This way, we ensure that every strategy has been designed specifically for you and your financial needs.
For us, financial planning isn’t about focusing on what you’ve done wrong. Instead, we kick-start your financial future out of the gates, by setting crystal-clear financial goals and creating a financial plan to help you achieve these goals. As time goes on, we continually review your plan and adjust it to meet any changes in your situation or objectives.
With a team of dedicated financial experts by your side, tackling life’s financial challenges with confidence becomes much easier. You won’t have to spend another second worrying about missed opportunities or making the wrong financial decisions.
Our Sunshine Coast Financial Advisers & Planners
Serving Sunshine Coast Locals
Forge ahead with skilled advisers
We understand that the world of finance can be intimidating if you’re not experienced in it. We use everyday language to make sure you know exactly what we’re recommending and why those strategies are included in your plan.
To help you get the right information and peace of mind before signing up, we offer a no-obligation Discovery appointment. This appointment is free of charge for you, and you get the opportunity to sit down with your advisor.
Get a free consultation Turn Your Goals into A Clear Roadmap Understand your financial situation and the opportunities that are available to you. Define your goals for the future and get a practical plan to achieve them. Read more
Implement An Investment Strategy Get a diversified investment strategy tailored to you, including existing investments and property, to maximise your returns and minimise risk. Read more
Achieve Your Ideal Retirement Be ready for your dream retirement with superannuation, SMSFs, retirement planning and wealth creation strategies. Read more
Create Your Wealth Management Plan Partner with our Brisbane wealth advisors for dedicated support and strategy implementation to grow and protect your wealth for the long-term. Read more
How we work with you
We take a holistic and whole-of-life approach, looking at each aspect of your situation to create financial solutions for now and the future. Your financial plan is always clear, achievable & honest.
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Reach Out for a Free Consultation Our advisors will connect with you for a chat before your complimentary 90-minute Discovery meeting. In that meeting, your adviser will uncover your financial situation, your goals, and the gap between now and where you want to be. You'll also learn about our strategies & fees.
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Build Your Plan Once you choose to move ahead, your team will do the research, crunch numbers, and compare your options before coming back to you with a full financial plan that we believe will achieve your goals. Your plan will be peer-reviewed by 2 advisors or associates before we present it to you.
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Meet Your Team Next, we will meet with you again to make sure your plan works for you. If it does, you’ll join us as a client and meet the rest of your team; your Financial Advisor, Implementation Officer and Review Officer will provide personal attention in the form of ongoing support and updates.
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Stay in Touch We’ll continue to keep your plan up to date and adjust it if your circumstances, goals or plans change. We'll meet with you at least once a year to review your progress and ensure your plan is still working for you. You can access your financial adviser with financial questions at any time.
Frequently asked questions
We provide the tools and knowledge to support you in your financial decisions – both now and into the future. Without having to do a university degree in finance, you will get the benefit of our advisors’ years of experience and financial expertise at your fingertips!
Your financial advisor will help you:
- Gain a comprehensive understanding of your complete financial situation
Define crystal-clear goals for where you’d like to be in the future - Create and grow your wealth in a way that suits your current financial position and risk profile
- Develop a practical way to bridge the gap between where you are now and where you’d like to be
- Grow and protect your wealth with holistic wealth management
- Develop an investment strategy tailored to your unique financial needs and goals
- Protect your family and finances with a comprehensive insurance strategy tailored to your needs
- Sort your super and design a retirement plan that’ll ensure you’re on track to achieve your dream retirement
- Work with you to map a path towards your lifestyle goals and financial security
Our financial planning services and advice are backed by years of experience and deep industry knowledge, helping you understand how to get the most out of your current financial position and create a secure financial future.
Our fees vary based on your circumstances, chosen strategies, and the level of support you might need. This is because we are a fee-for-service advisory, so you only pay for the services that are in place and that are actively adding value to your situation.
Your first consultation is on us. To determine the cost of our services for you, your adviser will spend your first meeting getting to know your situation, including your lifestyle needs and your goals. After this first meeting, we provide you with a transparent and detailed quote for your financial plan.
Our fees will usually include an upfront fee for the creation of your financial roadmap (Statement of Advice), as well as our ongoing services fee that covers the cost of implementing and maintaining your plan.
Advice fees can be covered from superannuation, or paid from your cashflow, depending on your circumstances. Some of your advice fees may also be tax-deductible if they are related to tax advice or producing a taxable income.
- Many financial advisors offer a range of services — but at My Wealth Solutions, we take it further. Our holistic approach means we look at every aspect of your financial life, not just your super or your investments, to help you understand how everything works together. We also consider how your career, family, and future ambitions intersect with your financial wellbeing.
We’re an advisory that believes in integrity and transparency, and we work to a comprehensive and regulated ethical standard, so you can feel confident your finances are in safe hands. We respect that taking the step of trusting someone with your finances can make you vulnerable. We’re committed to protecting you, providing you with peer-reviewed advice that only seeks your best interests, and always making sure you know exactly what’s happening with your money – in language that you understand.
In addition to that, we have three unique commitments to our client:
- We care about outcomes for our clients and team. Everything we do is to create something better.
- We work to ensure our engagement experience is second to none, in value, tools and resources.
- We keep our advice accessible to everyday people, and we approach all our clients with genuine care.
We’ll never attempt to guarantee stock market returns or house prices, but we will always stand by our dedication to serving our clients with ethics and integrity, and our commitment to being real, honest, and welcoming. We guarantee two things when you work with us:
- You will make better decisions for your future, and you won’t have to make them alone.
- You will get clarity on your financial goals and how to reach them.
We use The CAREphilosophy®, which is designed to work in the real world for people with a variety of portfolio goals and risk profiles. While traditional investment theories are focused on asset selection, with a minor emphasis on market timing, the CARE Philosophy is designed to also absorb the risks posed by investor behaviour.
CARE works from three key areas: 50% investor behaviour, 45% asset allocation, and 5% timing and selection. The CAREphilosophy® is based on the principle that investor behaviour makes the difference in your investment success.
The DALBAR Study found that the average return from the top 500 U.S. listed companies between 1980 to 2000 in the U.S.A was 12%. In contrast, the average return for investors over the same period was 4%. What was the cause of that 8% difference? Negative investor behaviour.
CARE is split into four unique sections, or buckets, that work together. Each plays an important role in managing your wealth. Your asset allocation is tailored, based on your personal goals, your timeline to using your investment income, how you would like to use your money, and your risk tolerance.
- Core Investments (40%-100% portfolio depending on risk profile)
- Active Investment (0%-20% portfolio depending on risk profile)
- Reserves (Retirees 4 years worth of spending/Working Income Protection and Emergency Fund)
- Enhanced Returns (0% – 35% depending on risk profile)
We don’t rely on speculation or market timing — strategies that often prove ineffective. Instead, we focus on building a smart, forward-looking investment plan that’s designed to weather market ups and downs and support your financial success for years to come.
CARE is overseen by a team of expert Australian financial professionals with over a century’s worth of experience between them.
Read more about our Investment Philosophy.
