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Power up your super – now and in retirement

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Super isn’t just a savings account. It’s one of the most tax-effective, long-term ways to build wealth – and one of the biggest financial investments you’ll make in your lifetime. And yet, do you know where your super is, what it’s invested in, and how it can be used to help you create your ideal retirement?

Too often, Super is misunderstood or put at the bottom of the priority list.  We see many people with multiple accounts, unclaimed funds, underperforming investments, or missed tax strategies.

Life can get in the way of even the best-laid financial plans, so ensuring your super is optimised for your unique financial situation often falls to the bottom of the priority list.  You might think it’s a future problem, however, the best time to make sure your super is performing is right now!  Don’t underestimate the value of time to in building wealth through compounding returns, or a high-growth investment strategy. Over time, the lost value can end up at over a million dollars, depending on your circumstances.

At My Wealth Solutions, we create a complete superannuation strategy so it actually works for you – boosting your balance, minimising fees, gaining tax benefits and optimising your asset allocation. If you’re in retirement age, you’ll also have the confidence that your super is effectively balanced to keep you living well for longer.

Then you can let it grow steadily in the background while you get on with life.

How We Help

Real advice. Real results.

Superannuation isn’t a “set and forget” – it deserves attention, strategy, and structure.

Review your existing fund

We assess your current fund’s fees, performance, insurance, and investment mix – and make changes if you’re not getting value.

Merge multiple accounts

We consolidate duplicate funds and track down lost super, so you reduce fees, simplify management, and maximise your investment power.

Improve Performance

We’ll align your super’s investment options with your risk profile and life stage to improve long-term growth potential. This might mean moving your super to a higher-performing fund with better investment options.

Optimise Super Contributions

We’ll build super contributions into your holistic financial plan, ensuring you are using your superannuation fund to its maximum potential.

Maximise Tax Benefits

From salary sacrificing and voluntary contributions to contribution splitting, we’ll help you use your super to reduce tax and grow wealth.

Support SMSF Setup

Thinking about more control? We’ll assess if a Self-Managed Super Fund is right for you, and support you through setup and compliance.

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One of the biggest investments you’ll make in your lifetime.

We help you do it right.

We approach superannuation as part of your holistic financial plan, not just a box to tick.

We will make sure your super is consolidated in a high-performing fund, with investments allocated according to your goals and risk profile, and ensure your super contributions are optimised to achieve the best tax and retirement outcomes for you.

We help you:

  • Understand your super in plain English
  • Make confident decisions about your fund and contributions
  • Stay on track as your income, goals, or retirement timeline evolves

Let’s build a strategy that turns your super into a powerful tool for long-term freedom.

Sort out your super today

Related services

Super is part of your bigger picture

Your super doesn’t sit in isolation – it affects your retirement strategy, tax position, investment plan, and insurance needs.

See all services
SMSF Advice A self-managed super fund, or SMSF, is an option for those wanting greater control over their super fund. Learn more
Property Investment Advice We guide you through the full property investment journey – from planning and finance structuring to purchase and beyond. Learn more
Retirement Planning Get a comprehensive retirement plan to give you peace of mind – and excitement – about living your best life after work. Learn more
Wealth Management Our Wealth Management strategies take care of portfolio management and structure, plus much more. Learn more

Frequently asked questions

SMSFs can be a powerful tool to have more control over your investments for retirement, particularly as it is a requirement to have a superannuation fund in Australia.  However, they are a complex vehicle that is highly regulated.

With an SMSF, the members of the fund are also the trustees. This requires a large amount of responsibility and compliance with legislation.

SMSFs are not for everyone. First, you need a large enough balance – or other significant factors – to make the SMSF a worthwhile choice for you. Second, you need to be able to manage and take on the sometimes time-consuming management responsibilities of being a trustee. Finally, you should go into it with an open mind on your investment options. Many people seek to buy property in their SMSF, and while this is a great option for some investors, this has led to many others losing a lot of money from their retirement fund.  We recommend seeing a professional investment adviser to create your SMSF investment strategy.

We have detailed more of the advantages and disadvantages of SMSFs in our blog, and help you answer the question if it is the right choice for you.

If you’re anything like the average person, it’s likely you have accumulated more than one super fund in your working life. In fact, it’s easy to lose track of your super when it is divided into more than one fund.

Combining your super funds into one fund means that you can take advantage of the benefits an optimised super fund can give you.

The benefits of merging your super funds include: :

  • Cutting down on the fees associated with managing multiple accounts, which may greatly increase your balance over time
  • Ensuring that you have the maximum amount of investment power possible
  • Increasing your returns by utilising the power of compound interest
  • Making managing and tracking your super easier
  • Ensuring all your super is in the best super fund for your situation

Superannuation consolidation is a process that many super funds and even the ATO have worked to simplify. However, there are some details to pay close attention to if you have to navigate it on your own or if you are currently being paid into a superfund you’d like to switch from.

Our financial advisors provide superannuation advice to make the process as straightforward and stress-free as possible. Talk to us today if you’d like to start the process of optimising your superannuation fund.

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