Financial Planning For Retirees | My Wealth Solutions

Plan your dream retirement –
then live it

Whether you envision your retirement full of travel, being close to the family, or adventures with friends, our experienced retirement advisers ensure you enjoy yours to the fullest, without stress.From accessing super to maximising assets to balancing income streams, we implement practical strategies that ensure you have the funds you need to kick back, relax and soak up your golden years on your terms.

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Cropped shot of a senior married couple coming from surfing

Worry less, focus more on enjoying retirement

You’ve worked hard to create your future, now relax and enjoy the results

“There is a whole new kind of life ahead, full of experiences just waiting to happen. Some call it “retirement”. I call it bliss.” Betty Sullivan

We believe you should be able to look forward to your retirement, not spend time worrying if your money will last, or how much you can spend. We look at your entire financial world, and then put the pieces together to craft a strategic and long-term retirement plan.

Going from regular income to relying on what you’ve got can bring up many concerns. How will I afford to pay bills? Where will my money come from? How can I achieve my retirement goals? My Wealth will work with you to create a retirement plan that provides practical steps to a retirement that has everything you need to thrive – all entirely tailored to you.

With our strategic advice you will be able to:

Optimally use the retirement strategies that are right for you, like downsizing or transition to retirement
Spend less time worrying about money and more time enjoying the results of your hard work
Have peace of mind that your financial future is stable and secure
Ensure that your money will last for your whole retirement
Meet your retirement goals in a way that matches your risk profile and timeline
Use the assets you have in the best possible way to fund your retirement and estate plan
Ensure your insurance policies and investment strategies move with you as life changes

A wonderful retirement isn’t just possible, it’s only a matter of time.

Building a retirement plan

Whether you’re planning on retiring soon or have already hung up your hat, our financial advisors provide tailored support to ensure you enjoy the retirement you’ve worked so hard for.

Optimise superannuation In Australia, super is an essential part of retirement. We’ll help you increase your balance with contribution strategies, better performing asset allocation and more. Into retirement, maximise the use of strategies such as downsizing and bring-forward contributions.

Transition your finances As you move into pre-retirement and then retirement, we’ll adjust your personal insurances to make sure they still meet your needs. We’ll continue to rebalance and optimise your investment portfolio for income and stability as you move to retirement.

Manage SMSFs effectively A self-managed super fund gives you greater control over investments. If a self-managed super fund is right for you, we’ll set up and oversee yours to ensure you are meeting compliance requirements, maximising returns, and are tax efficient.

Secure income streams We’ll help you use assets, investments, or structures such as bonds or annuities to generate stable retirement income. This includes how to best use your home or investment property, maximising your access to age pension, and planning ahead for future care expenses.

Address longevity and health costs We’re here to make your money in retirement last. Taking into account your personal circumstances and needs, we’ll build buffers for extended retirement (potentially 30+ years), covering healthcare and aged care subsidies.

Identify retirement goals Having goals to work towards is really valuable to create a structure around your retirement. We’ll help you identify your key goals, what your ideal retirement lifestyle would be, then create a step-by-step roadmap to reach them.

Enjoy your lifestyle now While you’re planning for retirement, transitioning to retirement, or fully enjoying ‘life after work’, we’ll help you maintain a lifestyle you enjoy, balanced with the priority of continuing to put money aside for a vibrant future.

Master your cashflow Understanding how your cash flows in and out is crucial to planning your retirement spending. We optimise your budget and cashflow for retirement. We’ll automate your wealth-building so it’s not a matter of willpower, but an effective system.

Real retirees, real outcomes

Shane 1 month ago

When I first engaged Matt Leech, I lacked a structured approach to maximising my income and planning for retirement. From our very first meeting, Matt demonstrated deep expertise and took the time to fully understand my circumstances and objectives. He listened carefully and presented his advice clearly, ensuring it aligned with my long-term goals.

The development of my financial plan was thorough, transparent, and collaborative. The strategy Matt recommended was both prudent and easy to manage, with a clear focus on achieving my short- and long-term priorities.

I now feel far more confident in how my finances are positioned for the future. I highly recommend Matt to anyone seeking a comprehensive financial plan that thoughtfully balances risk and return.

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Bri- Fi 1 month ago

Izzy is very approachable and I’m more than happy with the difference she has made to my portfolio.

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Dorian Williams 2 months ago

Since I reached out from the get go, MyWealthSolutions have been helpful, kind, and understanding, without being pushy at all. I feel like they have really listened and tailored all of my financial goals and requirements as needed. I trust them and I like that I have catch ups yearly or whenever suits me, as well as them being available when needed. I would highly recommend MyWealthSolutions for anyone looking for human, caring and trusted financial support.

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Maliki Mclaren 2 months ago

Professional, fast actions and responses, successful results.

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Michaela Moss 2 months ago

Thank you Hayden from My Wealth Solutions. You take the time to listen, to understand us and to provide options and advice giving us confidence in our financial future.

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EK_PH 2 months ago

Matt and his team have been providing professional financial advice for a number of years and have really set me on the right path for financial security and future retirement planning.

Highly recommended

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Katie D 2 months ago

Daniel has been amazing, planning for my future and wealth planning is all new to me and Daniel and the team have been fantastic to deal with straight from my first phone call. It’s a decision I should’ve made years ago but I’m pleased to be in professional, friendly and knowledgeable hands now

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Ann Hine 2 months ago

Matt has been terrific to meet with and my partner and I are already seeing and experiencing the benefits of his suggestions. Matt is very approachable, a great listener and easy to contact. It is wonderful to know that we are being guided by such a trustworthy and capable man.

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Darcy Darwin 2 months ago

Hayden has been my financial advisor for 15 months now. He has helped my substantially in growing my wealth as well as my knowledge regarding income, tax, super and insurances. Hayden is incredibly knowledgeable and adapts easily when I have changed my goals and directions in my work and personal life.
Signing up was definitely not a regret and I have already recommended him to a few mates.

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Anh Tu Pham 2 months ago

Josh has been an outstanding financial advisor. He takes the time to explain everything clearly and always makes sure I understand my options before making any decisions. His advice has been practical, easy to follow, and tailored to my goals. Highly recommend.

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Lara Kimberley Sittig 2 months ago

We’ve been working with Josh and the My Wealth Solutions team for 3 years now. It’s given us great peace of mind to work with them on ensuring we’re well positioned to meet our financial objectives. All of the advice and action taken has yielded great results. Would recommend them happily.

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Glenn Scott 3 months ago

Very knowledgeable, thorough and professional. Great tools to help model progress toward goals. Works seamlessly with my accountant.
Would recommend them

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jackie dellar 3 months ago

Colby is very knowledgeable and understands individual needs

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Lauren Charlton 3 months ago

My Wealth Solutions have been amazing in sorting out the best products and financial plan for us and our goals

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Andrea Franceschi 3 months ago

Matt is an outstanding financial advisor, knowledgeable, approachable, and always focused on what’s best for his clients. He takes the time to explain everything clearly and makes you feel confident about your financial decisions. Highly recommend!

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Kym Kelly 3 months ago

Hayden and his support staff have been great to work with. They have fully supported us in the process of working towards setting our targets for the complex needs of our future retirement. It is a relief knowing that we can contact them to ask any question or to get a quick update on where things are at and always get a prompt response.

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Charles Wright 4 months ago

Excellent service from the start, sounds advice and quality outcomes. As opposed to other advisors they provided a full and proper plan even before paying, convinced me that they were the ones for us

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Cameron Parsons 4 months ago

Hayden has been a breeze to deal with and has made my financial life streamlined with purpose. His professionalism and approachability has made it all the easier. Would highly recommended to anyone!

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Rebecca Hopper 4 months ago

Hayden is always available to respond to me with any queries or questions and my portfolio is performing very well so I’m very pleased and highly recommend my Wealth Solutions .

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Bart Banda 4 months ago

Cory and his team helped my wife and me set up our financial long-term plan and it was much easier than I expected it to be. Cory was very professional and detailed oriented and fully understood our total financial situation and our goals. He was very good at explaining everything to us in clear language and concepts that were easy to follow. We are very happy and impressed with the service they provided and can’t recommend them enough.

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Andrew 4 months ago

My Wealth Solutions have given us a financial plan that is suited to our goals, and we feel is achievable. Their advice is great, and they’re easy to get along with. Would recommend.

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steven de feudis 5 months ago

Very informative and walk you through each step. Highly recommend

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Hannah McCluskie 5 months ago

Colby has been amazing helping us reach our financial goals. He has walked us through every step of the way. He is personable and professional and the other staff have been amazing too. Cannot fault them. Would highly recommend them to anyone.

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Nadine Shome 5 months ago

Useful annual meetings for forward planning. Regular adjustments and monitoring of super funds etc and their performance.

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T Nel 5 months ago

I’ve been with My Wealth Solutions for a year now. Daniel in Brisbane has been informative, knowledgeable, patient and kind throughout. Very happy and grateful.

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Matthew Leong 5 months ago

We continue to obtain great value from our visit with Nikki at my wealth. She takes our personal situation into consideration and provides targeted advice to the direction we have set out.

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Jess Stevenson 5 months ago

Great service & attention to detail.

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Michelle Gray 5 months ago

Hayden provides excellent advice and is a true asset to the team. I could not be happier with my experience. Highly recommend!

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tim markovic 5 months ago

Matt and TP have been a pleasure to work with – always professional, transparent, and helpful. They clearly explain every step of the process and I highly recommend the team.

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Wendy Chetham 5 months ago

Thanks to Hayden’s professional financial advice and guidance—alongside my newfound sense of financial accountability—I now feel hopeful and confident about achieving my financial goals. I’m truly grateful to Hayden and the entire team.

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Darron Haworth 5 months ago

Highly recommended for all your financial needs. The ongoing support, advice, and service is second to none.

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Phoenix Project 6 months ago

Great service and professional staff. All advice given has been up to date and tailored to my specific needs.
Thanks for all youve done MyWealth Team.

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Olivia Whyte 6 months ago

We have been with My Wealth Solutions for a few years now and are very happy with the care and expertise we have been given by Josh and the team.
Would recommend if you are looking for a financial advisor!

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Jacques Cockeram 6 months ago

Josh have been very helpful throughout the process and I will definitely recommend them.

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John Knox 6 months ago

Great catch up with Hayden, he really digs in to what our financial aims are and pivots as required to supports our aims, top man!

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Joe Mckinnon 6 months ago

I’ve signed up with My Wealth Solutions after getting a recommendation from Smartline Loans. MWS has been very good in handling my requests and helping position my investments to generate a good return, in these tough times. They look at the whole picture, your dreams, your goals and help you define a solution that works for your needs.

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Amanda Wallas 7 months ago

Another very helpful and confidence -boosting meeting with Cory, as always, yesterday. He is a great listener, he is extremely knowledgeable and has many solutions, all of which he explains with clarity and in simple terms for me. I am very happy with the service and recommend him without reservation.

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N Fern 7 months ago

Josh Bareham and team have been great to deal with. We’ve been with MyWealth for 4yrs now and have been happy with their service, advice and communication from the entire team. Happy to recommend them as your trusted financial advisor

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Bree Woods 7 months ago

Highly recommend Izzy for his no nonsense approach.

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Mick Murphy 7 months ago

My wealth solutions have been fantastic… Thanks again to Josh and team, always informative and comfortable to talk to. Great communicators, professional & we are so glad we reached out a few years ago … they really have taken the stress out of financial planning. M & A Murphy

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Cathleen Johnston 7 months ago

Hayden was knowledgeable in the areas I required financial advice in. He was also able to offer very practical recommendations on reaching my financial goals.

Thanks Hayden

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Wissam Karime 7 months ago

Corey is a good advisor, easy to deal with and available to answer questions.

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Jessica 7 months ago

I’ve absolutely loved my experience working with Hayden Boglary! I feel such a huge sense of relief and confidence about my finances and future planning now — especially around income protection and life insurance. Hayden explained everything so clearly and guided me through decisions I didn’t even know I needed to consider. My only regret is not starting this process sooner

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Caroline Morrissey 7 months ago

Matt from My Wealth Solutions has been wonderful and I am confident he has my best interests in mind. I am so grateful that I found this company (through a Google search!!) and I’m relieved that my superannuation is being looked after.

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Stephanie Fergusson 9 months ago

Cory and team are very professional and responsive. Highly recommend.

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Anthony Corsaro 11 months ago

Izzy Tittor is an outstanding financial advisor who goes above and beyond for his clients. His professionalism, expertise and genuine care make him a stand out in the industry. What truly sets Izzy apart is his deep compassion and dedication working with Veterans. He understands the unique financial challenges we face and works tirelessly to provide personalised solutions that secure our future.
His ability to simplify complex financial matters makes the entire process stress free and empowering.
I highly recommend Izzy and My Wealth Solutions to anyone seeking expert, compassionate financial advise.

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Penelope Pearce 11 months ago

Making financial decisions can be very daunting for most people, particularly at retirement age with little or no knowledge of financial markets and services, however when we met with Matt Leech from My Wealth Solutions all our prayers were answered! Matt listened and provided reassurance and advice that totally outweighed anyone else we had spoken to. The decision to have Matt and MWS on our side has been a great one and we look forward to a very prosperous future. I would also like to give recognition and thanks to Emily Atherton who is our Client Services Officer. Emily handles everything in a very professional and timely manner and never misses a beat. Thank you to both Matt and Emily 😊

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Anita Ghazi 1 year ago

Matt Leech is an authentic, brilliant and attentive financial advisor.
Matt’s commitment to assist me with my financial goals and his dedication to making informed decisions have truly impressed me.
Thank you Matt.

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Betterlife Support 1 year ago

Helpful, responsive, and really understand my needs. I am far from an investment nerd, and these guys are always on hand to talk through things!

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Peter Jury 2 year ago

I had a meeting today with Matt Leech who would have to be the financial advisor i have met .His insights empathy knowledge and warmth all Highlights I would not hesitate recommending Matt to anyone in my circle that needs financial advisor

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Close up of a happy senior couple having coffee in a cafe

Finding satisfaction and peace of mind in retirement

As you plan for and move into retirement, many people might question if they’ve done what they wanted to do in life, and if they are where they had planned to be.

Speaking with an adviser is highly recommended, as it can take you from feeling like you haven’t done enough to be truly satisfied, or worrying that your retirement will be restricted and unfulfilling, to being comfortable to start living the life you’ve wanted to live. We want you to be able to make those exciting plans with complete confidence, whether they include travelling the world or leaving an inheritance to your kids. Or both!

A UniSuper Retire With Purpose report found that two-thirds of working Australians (66%) who have received financial advice feel confident about how much money they will need in retirement compared to 77% of pre-retirees who have not sought professional help and don’t feel prepared. For those who have already retired, 71% of those who received advice felt confident about their next phase of life, and 68% knew how much money they needed for retirement.

Vanguard’s How Australia Retires research found a similar result, with those who have received professional advice being twice as likely to feel very or extremely confident in their retirement. “Those who are Highly Confident have actively prepared for retirement,” Vanguard reports. “Australians tend to start their working lives feeling confident about retirement but this confidence wanes the longer they go without a plan and purposeful preparation.”

Talk to a retirement adviser

Why choose My Wealth Solutions?

We are more than advisors, we are long-term financial partners committed to helping you achieve your financial goals. Operating with a holistic and empathetic approach, we meet you where you are and craft a strategic pathway to living your dream life, where you, not your money, are in control.

Practical plans made for you We don’t do generic cookie-cutter advice, instead we offer tailored support that fits your unique journey. Grounded in reality, it’s exciting because it’s actually achievable.

Proven results & expertise We have a solid track record of helping countless clients know what to do next, and hit milestones, big and small. We have specialised experience in the challenges you face, so we genuinely understand.

All the details handled Our teams look after the admin and plan management, including investing, paperwork and plan implementation, so you can focus on spending time with your children and partner.

Goals-based, not product based We don’t push products. Instead, we start with what you want to achieve, and then we spend time evaluating what strategies and resources will be most suited to getting you to your goals.

Access to top experts We work with the best lawyers, mortgage brokers, and accountants in the business to provide seamless support you can trust.

Clear, relatable guidance Finance can be complicated, but our words aren’t. We provide straightforward advice in language you understand (no financial degree required). No jargon, no urgency.

Real & approachable One of our key values is being welcoming. You can expect to have real, down-to-earth conversations with your adviser without any judgement. We listen carefully to what’s important to you before we act.

Motivation & accountability We bring energy and empowerment to your finances, providing accountability to keep you on track with your personal finances, and supporting you in keeping those big priorities front and centre.

You deserve to enjoy a stress-free retirement

Live retirement to the full

Get a free consultation

Frequently asked questions

Why do I need a retirement planner?

Making the transition from working life to retirement can be a challenging time where your financial world is concerned.

Without an income generated from working, you may be faced with a whole new set of financial challenges you never thought to consider before.

A financial advisor with retirement experience can ensure you are making the most of your superannuation, tax, and pension to maximise your income and the longevity of your retirement fund. Without the clarity to understand how these financial system interact, you can encounter financial challenges, including:

Realising your superannuation may not be enough to last your whole retirement
Facing tax obligations you could avoid with the right structuring
Needing to review your financial goals in light of a new phase of life
Wanting to maximise your investment income but not knowing where to start
Having too many assets to receive the pension, but not enough cash to live comfortably
Selling assets and ending up with a tax burden or over the pension eligibility threshold
Not knowing how to rebalance your portfolio to ensure both longevity and stability of your resources
Unsure how to achieve a comfortable retirement while still leaving a legacy or estate plan for your family
Wanting to support children or grandchildren financially, but without the financial structure to do so safely and effectively

Sounds like a lot, right?

Moving from having a regular income to one built entirely on the results of your hard work can be scary.

We take the fear out of the transition by working with you to ensure that your retirement plan is secure and structured to help you maintain your desired lifestyle. We start building your plan wherever you are at – whether 5, 10, or 20 years from retirement.

Search My Wealth Solutions

Plan your dream retirement – then live it

Worry less, focus more on enjoying retirement

You’ve worked hard to create your future, now relax and enjoy the results

Building a retirement plan

Real retirees, real outcomes

Finding satisfaction and peace of mind in retirement

Why choose My Wealth Solutions?

Suggested reading for retirement preparation

How Much Do I Need To Retire?

Your Guide to Voluntary Super Contributions

Is it Better to Rent or Own in Retirement?

You deserve to enjoy a stress-free retirement

Live retirement to the full

Frequently asked questions

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Plan your dream retirement –
then live it