Personal Insurance Advice

Personal insurance gives you peace of mind,knowing that your family's future is secure.

You know all about the benefits of insurance when it comes to your car or home. So it's important for your financial security to insure you and your family’s financial future.

If you’re anything like the average person, taking care of yourself and your family is a high priority in your life. You are willing to put yourself on the line for your family, but sometimes you might underestimate the importance of planning for potentially unexpected events in the future.

It is difficult to be prepared for any eventuality. What will you do if you or someone in your family gets sick or has an accident? What will happen if you or your spouse is no longer able to earn money or care for your children? We know this is hard to think about – we have had personal experience in dealing with tragic circumstances – but we want to be here for you now so you are ready if a personal disaster does occur. 

Everything we do is aimed at achieving the best and most successful outcomes for you. Personal insurance is no different – it works for your best interests and protects you, your family, and what you have built from those events that none of us can foresee. 

A personal insurance strategy is an essential cornerstone of your financial plan.

Why do I need personal insurance?

Right now, personal insurance may not be a priority because you’re healthy and have a stable job. But personal protection will help you to manage risk when growing your wealth. It also helps protect your assets and income from any unexpected bumps on the path of life that may cause you to lose income.

To put it simply:

Personal insurance protects you and your family’s financial future in case the worst happens.

When life doesn’t go to plan, worrying about your income or how you’re going to be able to support your family is likely the last thing you want to be thinking about.

Having a personal insurance strategy that was chosen specifically for your unique financial circumstances relieves that financial pressure.

But choosing the right personal insurance strategy for you and your unique financial circumstances can be harder than it first appears.

How To Protect Your Family 

We’re experts when it comes to understanding the different types of personal insurance recommended for your financial circumstances.

We create your personal protection strategy by tailoring it to your financial situation, including your assets, income and liabilities. This means your personal insurance will have expected outcomes that are suited to your situation, if it ever needs to be part of an insurance claim.

Ask About Your Personalised Insurance Strategy

The Different Types of Personal Insurance

Your team of expert financial advisors can help you understand the different types of insurance, such as:
Life Insurance

This pays out a lump sum if you were to pass away or be diagnosed with a terminal illness.

Income Protection

It can also be called income replacement and protects you if you are unable to work for a period of time.

TPD Insurance

TPD (Total and Permanent Disability) provides financial protection through a lump sum if you were to become permanently disabled.

Trauma Insurance

It is designed to help you cover medical costs if you were to suffer from a traumatic medical condition.

Why do I need personal insurance?

Your personal insurance can help you:

  • Achieve the peace of mind that comes from knowing your financial future is secure
  • Pay for any unexpected medical expenses you may encounter
  • Replace your income if something were to prevent you from working
  • Ensure your family can continue living their preferred lifestyle if the worst happens
  • Be able to afford everything you need when you need it

Much like home or car insurance that protects against fire, flood or damage, having personal insurance is your guarantee that your financial future is protected and covered, in case of disaster.

You’ve worked hard to build your lifestyle and family. We make sure that you are protected with the right insurance cover for you.

Get In Touch Now

Your team of financial advisors can also help you:

  • Decide which type of personal cover is right for your financial circumstances
  • Understand exactly how taking out personal insurance can benefit you
  • Ensure that your family’s financial future is secure
  • Make sure you choose an insurance provider that is the most cost-effective option for you
  • Protect your assets through a comprehensive personal insurance strategy
  • Ensure you’re protected financially no matter what happens

Talk to a Financial Advisor Today

CLIENT TESTIMONIAL

I was recommended Guy Freeman’s help with planning my financial future, and am very satisfied and reassured by his input over the last couple of years. I’ve actually received more input than I thought possible…sound investments; making a will, life insurance, income protection insurance, and realistic plans for retirement… I feel ‘looked after’ by this company, and excited about my financial future.

Jack H.
CLIENT TESTIMONIAL

Guy…was also the most helpful and friendly of all the advisors. The quick responses and helpful, friendly advise has been a mainstay of our dealings with Guy and MWS. We have been very satisfied with the financial advice given. They helped us to consider matters like income protection, super funds and life insurance that we had very little knowledge about. Guy has also been able to give us a focus for our savings and investments going forward into the future.

Brendan N.
CLIENT TESTIMONIAL

MWS have been great, they got our super sorted out and made sure our insurances are in tip-top shape if anything were to happen. I highly recommend their services to anyone who hasn’t put any time or thought into their financial strategy for the short and long term.

Dan S.
CLIENT TESTIMONIAL

…They have provided my partner and I peace of mind that our future is more secure especially with a baby on the way. Our super is working for us rather than the big companies…and they have put a smart financial strategy in place that meets our life goals. I have recommended MWS to many of my friends and will to anyone new as I am confident that they conduct themselves in the best interest of their clients.

Katrina M.
CLIENT TESTIMONIAL

Guy has been most helpful from the first meeting and still continues to ensure I am kept in the loop with everything in regard to my financial position. Guy sorted my super and has ensured my insurances are relevant to my current position. Highly recommend MWS.

Scott H.
award winning and highly recommended

Creating a secure financial future has never been more achievable.

All you need to get started is a little bit of help from your team of financial advisors.