We’ve been helping people achieve their financial goals for over 10 years. Our team of experienced financial advisors will work with you to create a personalised financial plan that meets your unique needs and circumstances.

We understand that everyone’s financial situation is different, which is why we tailor our plans to each individual client. We’ll never try to sell you a one-size-fits-all solution.

We’re more than just financial planners. We’re your partners in success. We’ll be there to support you every step of the way, helping you make smart financial decisions that will benefit you for years to come.

Why work with us?

• Experienced financial advisors: Our team has over 10 years of experience helping people achieve their financial goals.
• Personalised financial plans: We tailor our plans to each individual client’s unique needs and circumstances.
• Peace of mind: We’ll be there to support you every step of the way, helping you make smart financial decisions.

We are a ‘Fee-for-service’ structure advisor, so you only pay for the services that are in place and are actively adding value to your situation.

Your first consultation is on us! During your first session, your Melbourne financial advisor will get to know you and your financial situation better and understand your short, medium and long-term financial goals. From here, we can create a financial plan tailored to your unique needs.

Once the plan is created, the financial advisor will let you know our pricing structure which is based only on the services we provide in your custom plan. This means you only pay for the services your receive.

My Wealth Solutions is here to help, every step of the way.

Find out more about our fee structure

My Wealth Solutions provides comprehensive and strategic investment advice.

Our investment strategies are delivered according to our C.A.R.E. process, which includes:

• Core Investments (40%-100% portfolio depending on risk profile)
• Active Investment (0%-20% portfolio depending on risk profile)
• Reserves (Retirees 4 years worth of spending/Working Income Protection and Emergency Fund)
• Enhanced Returns (0% – 35% depending on risk profile)

Your My Wealth Solutions Ballina & Byron Bay financial advisor can provide you with more details about our C.A.R.E. Investment process.  This is generally how we believe investing should be done, though of course this may be affected by your personal circumstances or risk profile:

Over the long-term, shares will generally perform better than any other passive investment.

The trade-off is that shares will fluctuate in value. This is perfectly normal and if you own shares they will go down in value from time to time. However, when held for the long term and appropriately diversified, shares will deliver outstanding returns.

Timing of the share market is largely a futile exercise.  No one can predict the short-term movements of the share market, although many do try.  Our advice is never speculative, instead we work to long-term investments that will deliver good returns to investors. This makes timing of the markets unnecessary.