Financial Advisor Adelaide
Adelaide Financial Advice For Every Chapter of Your Life
My Wealth Solutions works with Adelaide individuals, families and business owners through a dedicated online advisory service, backed by a national team of 55 and 14 years of experience helping Australians grow and protect what they’ve built. Our advice is fully connected: we don’t look at your super without factoring in your investments, and we don’t touch your property strategy without considering how it interacts with your tax position and your cash flow. Whether you’re finding your feet financially, building serious wealth, running a business, or approaching retirement, we build a plan around your goals, and we stay involved when those goals change.
Adelaide Financial Planning Without The Compromise
Adelaide has changed quickly. A defence and biotech corridor now runs from Osborne to Adelaide BioMed City. Property markets in Unley, Norwood, Burnside, Prospect and Glenelg have moved at a pace few would have predicted a decade ago. That growth has produced a wave of Adelaide households whose financial situations are more layered than the traditional single-adviser model was set up to handle, equity in share schemes, family trusts, investment property portfolios, business ownership sitting alongside personal wealth.
We work with these Adelaide clients the same way we work with our clients in Brisbane, Sydney, Melbourne and the Gold Coast: through a genuinely holistic advice model. That means one adviser coordinating specialists across superannuation, investments, insurance, property, tax, business advisory and lending, not six different providers giving you six different opinions.
Adelaide clients tend to come to us for one of three reasons. They want a specific service that’s hard to find locally at depth, such as SMSF advice with property inside it, debt recycling structured properly from day one, or private wealth advisory for a family business. They want fee-for-service advice rather than product-led sales. Or they’ve been referred by a friend, family member or colleague who’s worked with us somewhere else in the country and want the same experience.
Our advice is authorised under GPS Wealth Ltd (AFSL 254544), and we operate as a Corporate Authorised Representative (CAR 414145). Every plan we build is peer-reviewed by two advisers before it reaches you. Our fees are transparent and published and you can review them before you ever book a meeting. We don’t accept commissions on superannuation or investment products.
Meet Your Adelaide Financial Advice Team
Adelaide clients are looked after by our senior advisory team, chosen based on the complexity of your situation and the services you need. Every plan is built on the CAREphilosophy® , which is our in-house investment framework designed to manage both portfolio risk and investor behaviour over the long term.
How The Advice Process Works For Adelaide Clients
Every Adelaide client follows the same four-step process we use across the country, delivered online, with the flexibility to fit around your schedule and your time zone.
1
Book a complimentary discovery session
Your first meeting is a no-cost, no-obligation 90-minute conversation held over secure video. Your adviser will map out where you are now, ask what you want your next five, ten and twenty years to look like, and identify where the meaningful gaps sit. You'll finish the call knowing exactly what advice we'd recommend, how it would be delivered, and what it would cost. Nothing is committed until you say so.
2
Your plan is designed and stress-tested
If you decide to proceed, our advice team gets to work. Research is completed, projections are modelled, and your full plan is drafted. Before it reaches you, it's peer-reviewed by two advisers, a quality control step that catches assumptions and tests the strategy against your goals. No single set of eyes signs off on your financial future.
3
You meet your delivery team
Once your plan is approved, you're introduced to the three people who'll look after you: your Financial Adviser, your Implementation Officer and your Review Officer. Strategy, execution and ongoing oversight are handled by different specialists and you'll always know who to call for what.
4
We stay with you as life changes
Your first formal review is at the 12-month mark, but your adviser is available whenever a real decision surfaces: a promotion, a redundancy, an inheritance, an investment opportunity, a change of career, a marriage or separation. Our 95% client retention rate is what a long-term advice relationship actually looks like, which is a plan that grows with you, not one that sits in a drawer.
How We Serve Our Adelaide Clients
How Meetings Are Held
All appointments are conducted over secure video (Google Meet), with the option of phone contact for shorter conversations. Some decisions aren’t right for a screen, and we adjust accordingly.
Contact us
Call our office on 07 2102 6595.
Opening hours
8am to 5pm, Monday to Friday. You’ll need to make an appointment to see an adviser. After-hours appointments are available and typically run until around 7:30pm.
Time zone
Meeting times are always confirmed in your local Adelaide time when you book.
Financial Planning Services For Adelaide Clients
Adelaide clients access the full My Wealth Solutions service catalogue. Nothing is offered in isolation and every service sits inside a coordinated financial plan.
The starting point for every Adelaide client. We map your full financial position (super, investments, property, tax, debt and cash flow) before we make a single recommendation.
For Adelaide professionals and families who are earning well but want their money working harder. We build a wealth strategy around your income, timeline and risk appetite.
For established Adelaide clients with wealth already working for them. Ongoing portfolio management, rebalancing and strategy oversight through our CAREphilosophy® framework.
Most Adelaide clients have super, but few have looked at whether it’s actually working. We review your fund, contributions and structure to make sure it’s pulling its weight.
Considering a self-managed super fund? We help Adelaide clients weigh up whether an SMSF makes sense, and if it does, we handle the strategy, setup and ongoing oversight.
Whether you’re planning to stay in Adelaide, move to the coast, or head interstate, we build a retirement plan around your timeline, starting five to ten years before you stop working.
Adelaide property has moved fast, and the interstate market has moved faster. We help clients plan where property fits inside their broader wealth strategy.
For Adelaide high-income earners, self-employed professionals and investors, tax structure is often where the meaningful gains sit. We coordinate tax strategy inside your overall plan.
For Adelaide families juggling mortgages, school fees and dual incomes, or professionals wanting to stop guessing. Practical cash flow structure that adapts as circumstances change.
Life, income protection, TPD and trauma cover is reviewed against what you actually need, not what a default super fund happens to include. Led by our Head of Insurance, Chloe Foster.
For Adelaide business owners, family enterprises and self-employed professionals. Virtual CFO services, business advisory, complex accounting and personal wealth strategy handled together.
Home loans, refinancing and investment property lending through our in-house brokerage. Borro™ works across 30+ lenders and coordinates directly with your financial adviser.
Who We Work With in Adelaide
The Adelaide clients we tend to help fall into a few clear groups.
Young professionals
Building super, structuring a first bonus or pay rise properly, and getting ahead of Adelaide's cost of entry into property.
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Families balancing dual incomes, mortgages and school fees
A busy household is where financial complexity compounds. We build a single plan that pulls the mortgage, insurance, super, investment and family goals into one view and then we keep it running.
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High-income earners and self-employed professionals
Legal, medical, consulting and specialist trades in Adelaide often earn well but sit under-structured. Tax planning, debt recycling, salary packaging and investment strategy are typically where the value is created.
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Pre-retirees and retirees
Whether you're planning to stay put, move to the Fleurieu or head interstate to be nearer family, retirement planning needs to start five to ten years before you actually stop working.
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Business owners and family enterprises
Through our My Wealth Private arm, we work with South Australian business owners on Virtual CFO services, business advisory, complex tax structures and personal wealth strategy in parallel, because getting one right depends on understanding the other.
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Adelaide clients receiving an inheritance or lump sum
Windfalls such as an inheritance, redundancy, business sale, insurance payout or property settlement, are decisions with a long tail. Getting the structure right in the first six months matters more than most people realise.
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Frequently Asked Questions
Yes. Every step of our advice process, from the initial discovery session to plan implementation and ongoing reviews, is delivered through secure video meetings, an encrypted client portal and phone contact. Our clients in Adelaide receive the same service, from the same advisers, as clients who visit us in person.
Our fees are the same for every client, regardless of location. Your initial Discovery Session is on us, a no-obligation conversation where we get to know your goals and current financial position. If it looks like a good fit and you’d like to move forward, we’ll provide a full, itemised fee quote in that meeting so you know exactly what’s involved before you commit to anything.
From there, our fee structure is straightforward. The Commitment Fee (which covers initial strategy development) ranges from $354 to $990. Implementation Fees start at $2,800 per person. Ongoing service starts at $250 per month. No surprises, no hidden costs.
Yes. My Wealth Solutions is a Corporate Authorised Representative (CAR 414145) of GPS Wealth Ltd, which holds Australian Financial Services Licence 254544. This licence authorises us to provide financial advice to clients across Australia, including in South Australia.
Scale and specialisation. Our national team includes advisers who focus specifically on SMSF property investing, business advisory (through My Wealth Private), mortgage broking (through our in-house brand Borro™), private wealth advisory and complex tax structuring. Rather than one adviser trying to cover every area, Adelaide clients access the specialist who fits the situation, coordinated by a single lead adviser who knows the whole plan.
You call your adviser. Life changes such as promotions, redundancies, new children, new businesses, inheritances, separations, house moves, are exactly what an ongoing advice relationship is for. Your adviser will assess how the change affects your plan and adjust the strategy accordingly. This is included in your ongoing service fee, not billed separately every time.
