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Home Planning For Life Events Buying First Home

Buying Your First Home

We take the stress out of buying your first home, so you can focus on the excitement.

Buying your first home is a very exciting time in your life.

This time can also be filled with stress as you encounter new financial challenges you may not have expected.

Are you:

  • Feeling overwhelmed by having to stick to a strict budget?
  • Worried about whether buying a home is the right move for you or not?
  • Tired of spending every free moment researching the property market?
  • Confused by the technical lingo you keep encountering while researching?
  • Unsure of whether the pros of buying outweigh the cons of renting?

We understand that buying your first home can be a lot more complicated than it looks.

When first diving into the world of home ownership, many people think that saving enough to pay for the deposit is the hardest part. In our experience, simply finding the right property for you can be just as challenging.

But, while they are both important, they are just the first steps on the path to becoming a homeowner.

When trying to balance how much you are able to borrow with how much you can realistically repay, it can be easy to feel like buying your first home is an impossible task.

But buying your first home doesn’t have to be overwhelming.

At My Wealth Solutions, we specialise in helping everyday families navigate the world of home ownership with ease and confidence.

We know that you want to worry less about the process of buying your first home and focus more on the excitement instead.

That’s why we help ease your fears by acting as your go-to source of professional guidance on every step along your home-ownership journey.

Don’t risk your financial security by going it alone. We’re here to help, always.

All you have to do is get in touch.

Find Out How We Can Help You

How do I buy my first home?

It is difficult to know where to start in the complex process of buying your first home.

While implementing a clear, practical budget to help you save for a deposit is important, the process of buying a home also includes more fineprint than you may expect.

Depending on which state or territory you live in, you could also have to factor in costs like stamp duty, lender’s mortgage insurance and any legal or conveyancing fees into your budget.

The process of buying your first home includes:

  • Saving for your deposit by implementing and sticking to an achievable budget
  • Figuring out exactly how much you can afford to borrow
  • Weighing up whether the repayments of your home will be more or less than your weekly rent
  • Understanding the other upfront costs you may have to pay
  • Finding the right home loan for your unique financial circumstances
  • Preparing for auction or private sale

Sounds like a lot, right? Don’t worry, you’ve got a secret weapon: us!

Our team of expert financial advisors act in partnership with our mortgage brokers to help you breeze through the entire home loan process.

Because our financial advisors and mortgage brokers work closely together, we’re uniquely positioned to provide guidance that considers your whole financial picture.

Whether you’re worried about how buying your first home will affect your overall financial plan or need advice on finding the right home loan (link to home loan advice service), we’re here to help.

What should I be aware of before buying my first home?

Since the process of buying your first home can be complicated, there’s often a thing or two that first homeowners aren’t aware of.

During the process of buying your first home, you should be aware of:

  • Any state taxes, like stamp duty, you may be obligated to pay
  • If you can access the first homeowner grant
  • The importance of knowing the local market well
  • How a home loan will affect your overall financial plan

We know that understanding the ins and outs of the home-buying process can feel like it’s unachievable for the ordinary person.

That’s why we want to help by giving you all the information you need to take on the process with the confidence that only professional guidance can give.

We act as the bridge between yourself and the often confusing property industry, so you’ll never have to feel like you don’t understand exactly what is involved.

Let Us Help Make Buying Your First Home Simple

“Some people look for a beautiful place. Others make a place beautiful.”

— Hazrat Inayat Khan

CLIENT TESTIMONIAL

…Right off the bat Daniel Judge seemed very genuine and passionate about what he does.  He took an interest in my life, history and where I want to be in 10 to 15 years in the future.  He explained (my) options, but he kept me in control, which made me feel safe and reassured that I was doing the right thing for my family.  We signed up with Daniel and we have no regrets.  We have eyes on our investment, our fortnightly contributions are easily managed and they keep in regular contact.  We would highly recommend Daniel Judge as a financial planner to help you reach financial independence…

Todd P, CAO
CLIENT TESTIMONIAL

Robert Creaton and his skilful team helped me and my wife through the process of financial planning by guiding us to take the right steps. I would recommend Robert and My Wealth Solutions to anyone who wants to secure their future without any stress.

Amit M.
CLIENT TESTIMONIAL

My wife and I decided to make some changes to the way we were managing our finances and planning for our future financial security. Through the process of re-financing for the construction of our new family home,…from the very first meeting we had with Ben, we were comfortable and at the same time excited about…to our financial planning and future position.

Andrew H.
CLIENT TESTIMONIAL

We have been seeing Guy at MWS for a few years now, and his advice has been invaluable. We are a young family trying to make the best of what we have, and Guy really puts it all into perspective, so it isn’t overwhelming. Whenever we meet with him, I always walk away feeling so motivated that we are making good choices for the future…We’ll be long-term clients and I wouldn’t hesitate recommending him to others.

Louan W.
CLIENT TESTIMONIAL

My husband and I have been very impressed with MWS. They have a great team of people working with us as well as a fantastic network of local services they know well and trust. Very high value for us.

Amber R.
CLIENT TESTIMONIAL

…They have provided my partner and I peace of mind that our future is more secure especially with a baby on the way. Our super is working for us rather than the big companies…and they have put a smart financial strategy in place that meets our life goals. I have recommended MWS to many of my friends and will to anyone new as I am confident that they conduct themselves in the best interest of their clients.

Katrina M.
CLIENT TESTIMONIAL

Our experience has been very positive. Ben has set us up for our future and now we can feel satisfied knowing that we have our finances in good hands. We no longer stress about what we or our family would be financially accountable for should something happen to any of us. Thank you again.

Darron & Michelle H.
CLIENT TESTIMONIAL

Ben and the team at My Wealth Solutions have been incredible to work with. They discussed our financial situation and proposed ways to improve our position in an easy but professional manner that left us feeling very secure about the future. Timely responses to our questions and keeping us up to date on changes and progress only enhanced the feeling of trust we had with them. Thoroughly recommend the team if you are looking for sound financial assistance.

Warren A.
award winning and highly recommended

Want to start enjoying life in your dream first home?

Getting started is easier than you may think.

The first step: enlisting the help of a team of expert financial advisors who can ensure that moving into your first home is as simple and stress-free as possible.
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