Financial advice for Australian Defence Force veterans and serving members

Whether you’re currently serving in the Australian Defence Force or preparing for life after service, financial decisions can become more complex as your career and circumstances evolve. My Wealth Solutions provides tailored financial advice for both serving ADF members and veterans, helping you make informed decisions at every stage of your military journey.

Book a 15 minute intro chat

Supporting veterans and serving members

Strategic advice during service, through transition and beyond.

Have you recently left the Australian Defence Force (ADF) and received compensation or a pension? As you adapt to this new chapter in your life, you may encounter varying living expenses and potentially a decrease in income compared to what you received during your time in the ADF.

The transition to civilian life is no doubt challenging for many veterans. 46% of those who especially have combat experience describe their readjustment to civilian life as difficult. Furthermore, 35% of all veterans say they had trouble paying their bills in the first few years after leaving the military.

While navigating life after being in the military can be overwhelming, we help simplify the process, so you can take the next steps to building your post-military life with assurance and understanding.

With our strategic, straightforward support you will be able to:

Understand your financial situation and get a forecast of your future options
Find your financial footing as you navigate changes in living costs, wages and benefits
Minimise stress and the risks associated with financial guesswork
Manage financial resources and compensation efficiently
Have peace of mind that you’re accessing all your entitlements
Balance your current lifestyle and expenses with your future plans
Secure your financial future with smart wealth-building strategies

Still serving in the Australian Defence Force?

We work with serving ADF members who want to make smarter financial decisions now—whether that’s building wealth, making the most of your military super, planning to buy a home, protecting your family, or preparing for a future transition to civilian life. The earlier you put a plan in place, the more options you’ll have when your service eventually comes to an end.

Navigate your financial future with confidence

Whether you’re serving, transitioning to civilian life or already a veteran, our advisers understand the financial complexities unique to Defence personnel and their families.

DVA Entitlements If you are looking for someone who can help you with DVA claims and compensation payments, we can help guide and refer you to our top tier DVA advocates. We then assist you to use your compensation to build a solid future.

Sort out your ADF Super We help you understand and optimise your superannuation opportunities, whether with MilitarySuper (MSBS) or ADF Super. We assist with improving performance for your long-term goals.

Adjust to civilian costs The transition to civilian life can make your costs skyrocket, as more expenses are now coming out of your pocket. We’ll help you manage the changes, set up a budgeting strategy that suits you, and manage debt and credit building.

Build wealth and security Get a full roadmap to growing your wealth and rapidly creating a more comfortable and secure approach to your finances. We plan for the long-term, so you will get a good view of both the next year and your options for the next 20 years, including retirement.

Create an investment portfolio Whether you’ve got a few existing investments or are new to the investment game, we’ll help you build a diverse portfolio, from shares to property, that is attuned to your needs, risk profile and future goals.

Buy property or a home Want to get into the property market or find your ideal home? We’ll guide you through the process of getting financially prepared, using entitlements or grants to make it achievable, and identifying the kind of house that would suit you.

Pinpoint your priorities Having your goals on the board, and working towards them, is something we find extremely valuable for our clients. We’ll help you identify your key goals, and create a step-by-step roadmap to reach them, along with the accountability you need to stay on track.

One-off advice We offer simple one-off strategies for veterans when that is more suited to your financial situation. Your adviser will inform you on the benefits and limitations of this.

Real people, real outcomes

Anne Look 4 months ago

Thanks Hayden for taking the time with me.

…

Lloyd Whitelaw 4 months ago

My wife and I have been seeing Josh Bareham and the team at My Wealth Solutions for a few years now and we can’t thank him enough, all the time and effort that he and the team have put into making life better for us in the future is absolutely seconds to none.

Everything is set out in black and white, no hidden catches and we are now set up for success in our life.

We could thank you enough. So glad you found My Wealth, best investment of our lives.

…

Marion Trible 4 months ago

My husband and I are extremely happy with how our financial future has been organised and secured. Our financial adviser Josh Bareham, is an asset to the team of My Wealth Solutions. His attention to detail, professionalism, friendliness and knowledge regarding retirement plans and investing gives us assurity that we are in the right hands where our money is concerned. Thank you My Wealth Solutions and Josh Bareham!

…

Alex Lane 4 months ago

Ben and the whole team are wonderful, extremely talented financial advisors who will quickly and efficiently grow your wealth from day one. They’re always easy to talk to and understand the challenges of day to day life while being amazing at utilizing their skills and strategies to still get results that have been nothing short of outstanding for your investment portfolio, even in the volatile times that the markets and the world have been facing they’ve been producing results that have far exceeded my initial expectations, I can not recommend them highly enough so no matter where you are in your financial journey do yourself a favor and see Ben and the team, you won’t be disappointed and in fact like me you’ll probably wonder why you didn’t do it sooner

…

Kildare Wyse 4 months ago

Very good advice and long term planning. The team is transparent with investments and recommendations on financial decisions.

…

Lynda Nicol 4 months ago

We recently had a Finance review with Hayden Boglary, from My Wealth Solutions. As Seniors requiring a little more than usual explanation and time to think through suggestions and options, Hayden was the perfect Advisor. Not only did he patiently assist us to connect to meeting platform, he was very thorough in outlining our options and strategies to get the most out of our retirement investments. Thanks Hayden for making us feel secure in our financial future.

…

Etiuate Veamatahau 4 months ago

Hayden Boglary has been a blessing to my financial journey. Referred to by a friend, Hayden has come through and helped me set things up for the benefit of my future.

He’s also set realistic plans that has given me confidence to reach my goals!

…

John Milliss 4 months ago

My Wealth Solutions – 200 George Street. What an amazing view. I attended a free 90-minute session that showcased a number of pathways to create wealth for my retirement…

…

Robert Payne 4 months ago

Ben and the team have been great for our financial journey; we have a clear and achievable retirement plan that will enable us to enjoy our later years. We absolutely should have sat down with Ben years ago.

…

k k 4 months ago

We had an outstanding experience with the team at My Wealth Solutions. From the very beginning, they took the time to truly understand our financial goals and situation, and provided clear, practical guidance that put us on the right track with confidence.

Their professionalism, knowledge, and attention to detail are second to none. Every step of the way, they explained things in a way that was easy to understand, making the whole process smooth and stress-free. It’s clear they genuinely care about their clients and go above and beyond to achieve the best outcomes.

We feel much more secure and optimistic about our financial future thanks to their expert advice. Without a doubt, they are among the best in their field, and we highly recommend them to anyone looking for trustworthy and results-driven financial guidance.
Thank you, Cory Behrens and team
Regards,
Jimmy and Nav

…

Naumaan Latif 4 months ago

From the very beginning, My Wealth Solutions took the time to understand my financial goals and risk tolerance, tailoring a comprehensive investment strategy that aligns perfectly with my needs. Their proactive approach to market trends and timely adjustments to my portfolio have yielded good results.

…

Natalia K 5 months ago

Hayden is very knowledgeable and takes the time to explain market and strategies in an easy to understand way. My husband and I are very happy to working with him. Highly recommend.

…

TRS S 5 months ago

I always have a great experience with My Wealth Solutions. Very professional and knowledgeable.

…

Debra Jenkins 5 months ago

I have been seeing Ben Budge at MyWealth solutions for about 5 years now. I wish I had seen him sooner.
I was not in a good position to retire before this. Now I feel comfortable with all the financial decisions that are made.
I can just relax and enjoy life while my money continues to grow.
Ben is a delightful man, he always seems interested in my goals .
The other staff at MyWealth solutions are also helpful, efficient and professional.

…

ink bybidwell 5 months ago

Amazing team with expert knowledge

…

Rachel Gehrke 5 months ago

I’ve been with Josh for two years now. Working with Josh has given me hope and a sense of ease around planning my retirement. Retirement and super has always felt overwhelming to me but now I have more confidence. Highly recommend.

…

Callum Hair 5 months ago

The team at My Wealth Solutions have been fantastic. Very professional and thorough at helping me set out my goals and set up a financial plan that works for me.

…

Deni Stoner 5 months ago

Hayden is great. He frames things in a way I can understand without dumbing it down, listens to my stories, answers my questions really clearly, remembers details about my personal situation that I’ve told him even though it might have been a year since we’ve spoken, and is warm and friendly while still being totally professional.

Oh, and the team have managed my super investments really well too! They’re very responsive and supportive if I have adhoc issues, changes or questions. All round, I highly recommend!

…

daniel rutner 5 months ago

I can’t stress enough how positive my interactions with Matt have been. Whether we talk on the phone, email, zoom or face to face I truly believe that Matt has not had my best interests on his mind and his primary objective. I have been in contact with Matt & my wealth solutions is almost two year nows and Matt has walked me through all the challenges that have come our way.
If you are looking for a financial team that listens to your issues and wants to help you obtain your financial goals, I strongly encourage you to reach out.

…

Graeme Faulds 5 months ago

Excellent and professional service. Very informative and always communicates well.

…

Jess Doyle 6 months ago

Cory and the team at My Wealth Solutions have been nothing but professional, informative and helpful, right from the get go. I can’t fault the service we have received, and the entire process has been excellent. Thank you team!

…

Michael Chapman 6 months ago

Matt is very helpful with everything you ask. He will go out of his way to find the right solution for you.

…

Blake Randall 6 months ago

I would highly recommend Hayden from my wealth solutions in the Newstead office. He was able to help a family member of mine who has had no prior financial literacy give them the confidence and the knowledge to make informed decisions about retirement and lifestyle across the next 25 years. Hayden’s advice and following roadmap has given the family member a new sense of found freedom and unlocked a lot of years of financial constraint they thought they had, but no longer through proper structure and planning. Thank you to the team!

…

RLS 6 months ago

“My Wealth Solutions has been fantastic! Hayden has delivered clear, personalised advice on investment property strategies, superannuation optimisation, and solid retirement planning that truly aligns with my goals. Approachable, knowledgeable, and genuinely focused on building long-term wealth for everyday people—highly recommend if you’re in Brisbane or anywhere in Australia!”

…

Micky L 6 months ago

Excellent service! I feel confident that my investments are in safe hands and that one day I’ll be able to retire in comfort.

…

Jen Ryan 6 months ago

Corey makes finance easy to understand. He is patient and takes his time in explaining complicated topics. He has put our family in a great position and is always looking to the future. Highly recommend

…

Paul Jackson 6 months ago

Well beyond expectations. Good to not have to worry about retirement

…

Janelle Wright 6 months ago

I find Cory to be clear and he is also an effective listener. Does what he says he will do. Has been helpful in navigating how best to manage super post 60.

…

Finn 7 months ago

I always thought I was a bit ambitious when I thought about my retirement plans, but Hayden has been exceptional in the way he’s helped me develop a clear plan to follow.

I can’t speak highly enough of Hayden and his team. It’s so reassuring knowing I’m heading in the right direction, and having someone guide you to your goal.

…

Stephen Banks 7 months ago

Colby and the team from essential wealth solutions are not just professionals but they feel like part of your family very easy to talk to and explain everything,good job guys👍

…

Chris Modini 7 months ago

Matt and his team have been extremely helpful throughout the entire process. I came to them with the goal of investing my money and hopefully building a property portfolio. From the first meeting Matt reassured me that this was possible and put my mind at ease with the process involved in this. He also helped me to maximise the most of my superannuation which is something I didn’t think about because of my age. Whenever I needed clarification on investments, fees or just to ask a question on something I didn’t understand, Matt and his team have been prompt and professional in addressing my questions.

…

Shane 9 months ago

When I first engaged Matt Leech, I lacked a structured approach to maximising my income and planning for retirement. From our very first meeting, Matt demonstrated deep expertise and took the time to fully understand my circumstances and objectives. He listened carefully and presented his advice clearly, ensuring it aligned with my long-term goals.

The development of my financial plan was thorough, transparent, and collaborative. The strategy Matt recommended was both prudent and easy to manage, with a clear focus on achieving my short- and long-term priorities.

I now feel far more confident in how my finances are positioned for the future. I highly recommend Matt to anyone seeking a comprehensive financial plan that thoughtfully balances risk and return.

…

Bri- Fi 9 months ago

Izzy is very approachable and I’m more than happy with the difference she has made to my portfolio.

…

Dorian Williams 9 months ago

Since I reached out from the get go, MyWealthSolutions have been helpful, kind, and understanding, without being pushy at all. I feel like they have really listened and tailored all of my financial goals and requirements as needed. I trust them and I like that I have catch ups yearly or whenever suits me, as well as them being available when needed. I would highly recommend MyWealthSolutions for anyone looking for human, caring and trusted financial support.

…

Maliki Mclaren 9 months ago

Professional, fast actions and responses, successful results.

…

Michaela Moss 9 months ago

Thank you Hayden from My Wealth Solutions. You take the time to listen, to understand us and to provide options and advice giving us confidence in our financial future.

…

EK_PH 9 months ago

Matt and his team have been providing professional financial advice for a number of years and have really set me on the right path for financial security and future retirement planning.

Highly recommended

…

Katie D 9 months ago

Daniel has been amazing, planning for my future and wealth planning is all new to me and Daniel and the team have been fantastic to deal with straight from my first phone call. It’s a decision I should’ve made years ago but I’m pleased to be in professional, friendly and knowledgeable hands now

…

Ann Hine 9 months ago

Matt has been terrific to meet with and my partner and I are already seeing and experiencing the benefits of his suggestions. Matt is very approachable, a great listener and easy to contact. It is wonderful to know that we are being guided by such a trustworthy and capable man.

…

Darcy Darwin 10 months ago

Hayden has been my financial advisor for 15 months now. He has helped my substantially in growing my wealth as well as my knowledge regarding income, tax, super and insurances. Hayden is incredibly knowledgeable and adapts easily when I have changed my goals and directions in my work and personal life.
Signing up was definitely not a regret and I have already recommended him to a few mates.

…

Anh Tu Pham 10 months ago

Josh has been an outstanding financial advisor. He takes the time to explain everything clearly and always makes sure I understand my options before making any decisions. His advice has been practical, easy to follow, and tailored to my goals. Highly recommend.

…

Lara Kimberley Sittig 10 months ago

We’ve been working with Josh and the My Wealth Solutions team for 3 years now. It’s given us great peace of mind to work with them on ensuring we’re well positioned to meet our financial objectives. All of the advice and action taken has yielded great results. Would recommend them happily.

…

Glenn Scott 10 months ago

Very knowledgeable, thorough and professional. Great tools to help model progress toward goals. Works seamlessly with my accountant.
Would recommend them

…

jackie dellar 10 months ago

Colby is very knowledgeable and understands individual needs

…

Lauren Charlton 10 months ago

My Wealth Solutions have been amazing in sorting out the best products and financial plan for us and our goals

…

Andrea Franceschi 11 months ago

Matt is an outstanding financial advisor, knowledgeable, approachable, and always focused on what’s best for his clients. He takes the time to explain everything clearly and makes you feel confident about your financial decisions. Highly recommend!

…

Kym Kelly 11 months ago

Hayden and his support staff have been great to work with. They have fully supported us in the process of working towards setting our targets for the complex needs of our future retirement. It is a relief knowing that we can contact them to ask any question or to get a quick update on where things are at and always get a prompt response.

…

Charles Wright 11 months ago

Excellent service from the start, sounds advice and quality outcomes. As opposed to other advisors they provided a full and proper plan even before paying, convinced me that they were the ones for us

…

Cameron Parsons 11 months ago

Hayden has been a breeze to deal with and has made my financial life streamlined with purpose. His professionalism and approachability has made it all the easier. Would highly recommended to anyone!

…

Rebecca Hopper 11 months ago

Hayden is always available to respond to me with any queries or questions and my portfolio is performing very well so I’m very pleased and highly recommend my Wealth Solutions .

…

Why choose My Wealth Solutions?

We are more than advisors, we are long-term financial partners committed to helping you achieve your financial goals. We believe in integrity and transparency, and we work to a comprehensive and regulated ethical standard, so you can feel confident your finances are in safe hands.

Practical plans made for you We don’t do generic cookie-cutter advice, instead we offer tailored support that fits your unique journey. Grounded in reality, it’s exciting because it’s actually achievable.

Proven results & expertise We have a solid track record of helping countless clients know what to do next, and hit milestones, big and small. We have specialised experience in the challenges you face, so we genuinely understand.

All the details handled Our teams look after the admin and plan management, including investing, paperwork and plan implementation, so you can focus on spending time with your children and partner.

Goals-based, not product based We don’t push products. Instead, we start with what you want to achieve, and then we spend time evaluating what strategies and resources will be most suited to getting you to your goals.

Access to top experts We work with the best lawyers, mortgage brokers, and accountants in the business to provide seamless support you can trust.

Clear, relatable guidance Finance can be complicated, but our words aren’t. We provide straightforward advice in language you understand (no financial degree required). No jargon, no urgency.

Real & approachable One of our key values is being welcoming. You can expect to have real, down-to-earth conversations with your adviser without any judgement. We listen carefully to what’s important to you before we act.

Motivation & accountability We bring energy and empowerment to your finances, providing accountability to keep you on track with your personal finances, and supporting you in keeping those big priorities front and centre.

The unique challenges that veterans face

Veterans who transition out of full-time service may face a number of financial challenges such as:

Having a hard time adjusting to changes in living costs and wages
Feeling unsure about how to begin the search for their first home
Facing unfamiliarity with services that were previously provided by the military (such as Medicare, private health, or life insurance)
Feeling the lack of financial knowledge and confidence to make decisions
Needing help with debt management and credit building
Struggling to budget effectively and manage financial resources efficiently
Receiving financial compensation and needing advice on how to best use this

Finances don’t have to be one of those challenges. As you adjust to life outside the Defense Force, My Wealth Solutions can help you solve problems and navigate financial decisions in a way that honours your service, gets rid of financial stress, and builds the future you want. With expert advice, you’ll also minimise the stress and risks associated with financial decisions going wrong.

Talk to an adviser today

Secure your future with wealth-building strategies

Get tailored advice from specialist advisers

Book a 15 minute intro chat

Frequently asked questions

Why is a financial planner important for Veterans?

Financial Planning is highly beneficial to everyday families and also for veterans who are facing retirement or an early discharge. For any veterans dealing with injury or pension income, financial planning will be especially helpful. This is because your financial situation has changed, and you may not have the time or financial experience to build the financial stability you need for the future.

If you have previously served in the ADF, you could be entitled to compensation for any medical conditions connected to your service. These benefits can include a pension, lump sum payments, and other benefits, which can be overwhelming to navigate and apply for.

You may also be eligible to receive assistance from the DVA to help pay for financial advice.
The DVA recognises the importance of ensuring veterans have access to sound financial guidance, especially as they navigate the unique challenges and opportunities that come with their service-related benefits.

Search My Wealth Solutions

Financial advice for Australian Defence Force veterans and serving members

Supporting veterans and serving members

Strategic advice during service, through transition and beyond.

Still serving in the Australian Defence Force?

Navigate your financial future with confidence

Real people, real outcomes

Why choose My Wealth Solutions?

The unique challenges that veterans face

Suggested reading for financial success

Case Study: Superannuation vs ETF Investing After CGT Changes

Case Study: Should Long-Term Property Investors Sell Before the 2027 CGT Changes?

Case Study: How the 2027 CGT Changes May Affect an Investment Property Owner

Secure your future with wealth-building strategies

Get tailored advice from specialist advisers

Frequently asked questions

Get expert insights direct to your inbox, spam free.