Home Loan Advice

We guide you to the right home loan at the right time, and we have your back.

Applying for a home loan can be filled with uncertainty and even fear - We’re here to replace that with peace of mind.

Buying your first home is the dream of many Australians. But it’s also a significant commitment that needs proper structuring and guidance to be done right.

From setting up a realistic budget to finding a home loan that is right for your unique financial circumstances, it’s easy to feel like owning your dream home is an impossible task.

Finding the right home loan for you doesn’t have to be overwhelming or scary. We’re here to turn that around.

As expert financial advisors, we can provide clarity on everything from when to buy to what you can afford, and even advice on where you should look for the right investment. We can help you understand everything you need to know, including the first homeowners’ grant, lender’s mortgage insurance, and stamp duty.

We make the home loan preparation and process as straightforward and stress-free as possible, so you can spend less time worrying and more time getting excited about owning your own home! 

When you’re ready to buy, our mortgage broker partners provide thorough and attentive service – you won’t be left waiting or wondering.

We’ll be here to help every step of the way.

Find Out How We Can Help

Our home loan advice bridges the gap between you and an impossible volume of financial options. We help you make the right choice for you.

We understand the worry and stress that comes with selecting and committing to a home loan.

That’s why we help you navigate every part of the process, giving you the confidence of thorough preparation and professional insight.

We recommend seeking financial advice no matter what stage you are at. If you’re starting to save, an advisor can help you know when you’ll be ready and what you can do to supercharge your saving and borrowing capacity. If you’re ready to buy, our advisors can help you find the right location, refer you to the best mortgage brokers or buyers agents, and answer your questions about grants, insurance, and loan providers.

All our advice is well-researched and based on a deep understanding of the entire market. So, most importantly, working with our advisors means that you can ensure your home purchase supports and builds your overall financial future and security. 

Our team of experienced financial advisors can help you:

    • Understand how a home loan will affect your overall financial plan
    • Save for a deposit and set a timeline
    • Get your budget sorted to manage fluctuations in interest rates etc.
    • Figure out exactly how much you can afford to borrow
    • Decide whether or not you should take out lender’s mortgage insurance
    • Find the right home loan for you through our mortgage brokers
    • Ensure your home loan benefits fit with your financial structure

Your home loan is a serious commitment that will affect every other aspect of your financial plan. Our job is to make sure that your loan will help you (not hold you back)  to meet your financial goals for your future.

The most effective way to do this is to set up your financial goals and get your financial plan in place before taking out a 25-year loan. Talk to our advisors today about how we can help.

Talk to a Financial Advisor Today

What is the first step in taking out a home loan?

Your home loan is a serious commitment that will affect every other aspect of your financial plan. 

Our job is to make sure that your loan will help you (not hold you back) to meet your financial goals for your future.  We help you set up your financial goals and get your financial plan in place before taking out that scary 25-year loan. 

The best first step is to talk to our advisors  – take advantage of our free consultation – about getting a full overview of your financial situation and find out if you’re ready to take that next step. If you are, we’ll recommend a financial roadmap to get you there in a way that creates the future and lifestyle you imagine.

How exactly do I find the right home loan for me?

We’re glad you asked!

At My Wealth Solutions, we take a holistic approach that considers every aspect of your financial situation before providing advice tailored to your unique circumstances.

That means you’ll never have to worry about being guided in a direction that doesn’t have you and your financial success as its focus.

A good home loan is the one that works the best for you and helps you take a big step along the road to a bright financial future.

Working together with your financial advisor, our dedicated mortgage brokers navigate the complex world of home loans on your behalf. In understanding your goals and existing financial plan, our mortgage brokers are able to centre in on the home loan options that are best suited to your needs. You don’t have to worry about one service contradicting the other – instead, you get excellent service and peace of mind. 

You might choose pre-approval, go ahead with finalising the loan that works for you, enjoy a smooth transition (if we’ve done our job well!) on the settlement date, and then get the keys for your new home. Each step of the way, your advisors and mortgage brokers will ensure your best interests are respected, and help with gathering and completing financial requirements and paperwork. .

I’m interested. What should I do next?

Get in touch with us today by signing up for our free consultation. During this consultation, our financial advisors will sit down with you to gain a comprehensive overview of your particular financial situation and goals – and how a home loan will fit into that.

This way, we can make sure that we’re able to help you find and structure a home loan that will fit seamlessly into your whole financial picture.

Contact Us Today

Disclaimer: My Wealth Solutions does not provide mortgage broking services in-house as part of our financial planning services. Instead, we’ll refer you to one of our expert mortgage broking partners who will provide this service to you.
Ben and the team at My Wealth are a very professional, yet friendly service. I feel confident that my money is being handled with my best interests at heart. I would recommend My Wealth to anyone, no matter your financial position!
Michael J

Robert Creaton and his skilful team helped me and my wife through the process of financial planning by guiding us to take the right steps. I would recommend Robert and My Wealth Solutions to anyone who wants to secure their future without any stress.

Amit M.

We’ve had a great experience at My Wealth Solutions. The team has been very professional and they send updates so we can track how we are going. Robert has made us feel comfortable about our financial future.

Kylie F.

My Wealth Solutions are the first financial advisers I have found that consider your entire financial position. They are not focused on one product or investment type, rather they are focused on finding the right financial solution for your current situation. I am looking forward to working with Ben and his team over the coming years.

James C.

My wife and I decided to make some changes to the way we were managing our finances and planning for our future financial security. Through the process of re-financing for the construction of our new family home,…from the very first meeting we had with Ben, we were comfortable and at the same time excited about…to our financial planning and future position.

Andrew H.

So far my experience with Ben and the team at My Wealth Solutions has been exemplary. They have offered fantastic, reliable and prompt advice and their knowledge far outweighs the cost of service. I would recommend this route to anyone seeking financial advice. Looking forward to my future even more so thanks to My Wealth Solutions.

Adriano L.

My experience with Guy Freeman has been totally professional and totally satisfactory. Guy has managed my small investments but maintained at the same time a personal interest in my health and well being… I have to say that I have complete trust in Guy and am so pleased he is looking after my investments giving me a secure future.

Jennette B.

I was recommended Guy Freeman’s help with planning my financial future, and am very satisfied and reassured by his input over the last couple of years. I’ve actually received more input than I thought possible…sound investments; making a will, life insurance, income protection insurance, and realistic plans for retirement… I feel ‘looked after’ by this company, and excited about my financial future.

Jack H.
award winning and highly recommended
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My Wealth Solutions Practice of the Year
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Guy Freeman GPS Wealth Award
My Wealth Solutions Practice of the Year
Nikki Booth Young Gun Award
Ben Budge Advisor of the Year
Advisor of the Year Ben Budge
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Finding the right loan for you doesn't have to be difficult.

We understand the worry that comes with choosing which loan to commit to.

Let us help make choosing the right loan simple.