My Financial Journey

No matter where you are on your financial journey, we'll help you achieve your dream future.

Where are you on your financial journey?

Click on the stage you feel that you're at for more information.
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Stage 1 Starting Out
Stage 1 Starting Out
  • Getting overwhelmed by personal finances?
  • Know you need to set financial goals?
  • Don’t know where to start?
  • Don’t really have a budget?
  • Dream of buying your first home?
  • Need help finding financial direction?
I NEED HELP
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Stage 2 Foundation to Wealth
Stage 2 Foundation to Wealth
  • Struggling to grow your savings?
  • Wanting to buy your first home?
  • Needing to sort out your super?
  • Want to maximise tax savings?
  • Thinking about starting a family?
I NEED HELP
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Stage 3 Pathway to Wealth
Stage 3 Pathway to Wealth
  • Wanting to take care of your family?
  • Thinking about investing?
  • Need to manage debt better?
  • Wanting to maximise your super?
  • Want to get serious about your future?
  • Seeking the next step to financial security?
I NEED HELP
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Stage 4 Countdown to Retirement
Stage 4 Countdown to Retirement
  • Need an expert to show you the right way?
  • Want a balanced retirement lifestyle?
  • Worried about the money you’ll need?
  • Wanting to enjoy retirement?
  • Kids leaving the nest?
  • Feel like you’ve left planning too late?
I NEED HELP
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Stage 5 Retire in Style
Stage 5 Retire in Style
  • Feel your retirement money won’t last?
  • Wanting to enjoy retirement?
  • Need to make your money stress-free?
  • Want to maximise your tax savings?
  • Wish to pay little or no tax in retirement?
I NEED HELP
Some of the challenges and life events that you are likely to be facing at this particular stage in your financial journey.
Wanting to sort your cash flow

You know you need to save more but somehow always end up spending more than you want to. You might currently be struggling to build emergency savings and want to break the cycle.

I want to start saving
Struggling to understand personal finance

You don’t understand personal finance and thinking about it kind of gives you a headache. You need someone to show you how to make the most of your money but have no idea where to find them.

I want to understand
Needing to turn dreams into action

You have big dreams when it comes to your financial future but have no clue how to make them happen. Maybe you’re dreaming of financial security or need to find a path to a better financial future.

I want to make a plan
Trying to establish clear goals

You want to improve your financial situation but don’t know where to start. Maybe you need help setting and sticking to achievable financial goals.

I want to set goals
Together we will build you a tailored financial plan.

When you sit down with one of our financial advisors we will ensure that you:

  • Gain a clear understanding of your current financial situation
  • Provide you with a comprehensive overview of your investment opportunities and how they may fit into your financial plan
  • Professional guidance when setting your personal financial goals
  • An outline of the strategies discussed to serve as the roadmap for your financial journey

This financial plan can include some or all of the following strategies.

  • My Wealth Portal

    My Wealth Portal is an all-in-one personal wealth solution that helps you stay on top of every aspect of your financial world – all from the comfort of your smartphone.

    How it works is simple: you securely connect all of your financial accounts to the My Wealth Portal app, giving you a clear overview of your entire financial world at the touch of a button.

    My Wealth Portal can also help you:

    • Keep track of your receipts for tax time
    • Generate a legally binding will using your portal information
    • Set and stick to clear financial goals
    • Keep your financial advisor and/or accountant in the loop
    • Sign urgent documents without having to use a scanner

    Managing your financial world and growing your wealth is easy with My Wealth Portal.

    Find Out More Now

Clarity & direction when it comes to your wealth

We will help you crystalise your goals and develop a clear and achievable path to reach these goals.

Confidence in your cash flow decisions

With our help, you will be able to get control over your cash flow and savings through smart banking.

Getting control over your tax deductions and savings

Our financial advisors will work with you or your existing accountants to understand your tax obligations and maximise your deductions.

Ensuring your super is working for you

Finding and consolidating any super accounts you may have and ensuring you’re in the right fund to meet your goals.

Ongoing support & guidance

With our entire team of professionals only a phone call away, you'll never have to make a financial decision without expert guidance again.

Managing any debt you have

Effectively managing your debt to minimise bad debt and maximise good debt.

Planning an appropriate estate

We will work with you to ensure that the foundations of your estate are taken care of and your wealth is protected.

Protecting your family's future

Setting up the appropriate levels of protection to ensure you and your family’s financial future is taken care of, no matter what.

Feel like you're in the Starting Out stage?

Even if you're not, we can help.
Let us know who you are and an advisor will be in touch to help you take the next step on your financial journey.
  • This field is for validation purposes and should be left unchanged.
Some of the challenges and life events that you are likely to be facing at this particular stage in your financial journey.
Wanting to kickstart your savings

You promise yourself you’re going to start paying off your credit card debt or saving for that dream holiday. But you always seem to run out of money just short of having enough to build up your emergency fund.

I want to to do better
Struggling to understand personal finance

You want to become a homeowner but you have no idea how you’re going to get there. You might even be feeling a bit aimless after reading uninspiring housing affordability reports.

I need help and guidance
Trying to understand superannuation

You might know what superannuation is but you’re not sure how you can maximise your growth. Maybe you have multiple super accounts but don’t understand exactly how this impacts on your financial goals.

I want to understand
Having a growing household

You want to move in together as a couple but aren’t sure exactly how combining incomes will affect your financial goals. You might even be looking at buying a home together or planning for a family and want to know how that might impact your finance.

I’d like some advice
Wanting to make the most of tax savings

Tax time can be confusing, especially if you have no idea where to start. You’re not sure whether you’re taking full advantage of the tax deductions and strategies available to you.

I want to make sure I am
Together we will build you a tailored financial plan.

When you sit down with one of our financial advisors we will ensure that you:

  • Gain a clear understanding of your current financial situation
  • Provide you with a comprehensive overview of your investment opportunities and how they may fit into your financial plan
  • Professional guidance when setting your personal financial goals
  • An outline of the strategies discussed to serve as the roadmap for your financial journey

This financial plan can include some or all of the following strategies.

  • My Wealth Portal

    My Wealth Portal is an all-in-one personal wealth solution that helps you stay on top of every aspect of your financial world – all from the comfort of your smartphone.

    How it works is simple: you securely connect all of your financial accounts to the My Wealth Portal app, giving you a clear overview of your entire financial world at the touch of a button.

    My Wealth Portal can also help you:

    • Keep track of your receipts for tax time
    • Generate a legally binding will using your portal information
    • Set and stick to clear financial goals
    • Keep your financial advisor and/or accountant in the loop
    • Sign urgent documents without having to use a scanner

    Managing your financial world and growing your wealth is easy with My Wealth Portal.

    Find Out More Now

Clearly defined goals and wealth-focused

Developing clearly defined next steps to build upon your wealth as you progress on your journey.

Getting your cash flow under control

Creating and managing a surplus in cash flow to ensure your wealth continues to grow.

Understanding your tax obligations

We will guide you through your tax obligations in order to help you understand your possible deductions and savings.

Getting your super on track

Ensuring your superannuation fund is suited to your unique financial situation and needs while helping you to meet your goals.

Ongoing support & guidance

With our entire team of professionals only a phone call away, you'll never have to make a financial decision without expert guidance again.

Managing any debt you have

Effectively managing your debt to minimise bad debt and maximise good debt.

Planning an appropriate estate

Reviewing your estate plan to ensure it stays up-to-date with changes in your life.

Protecting your family's future

Setting up the appropriate levels of protection to ensure you and your family’s financial future is taken care of, no matter what.

Feel like you're at the Foundation to Wealth stage?

Even if you're not, we can help.
Let us know who you are and an advisor will be in touch to help you take the next step on your financial journey.
  • This field is for validation purposes and should be left unchanged.
Some of the challenges and life events that you are likely to be facing at this particular stage in your financial journey.
Looking at your investment options

You’ve done the hard yards and are ready to start investing. But you’re not sure which investment option, like property or shares, is right for your goals.

I need some guidance
Needing to make the most of your debt

You’re struggling to pay off your debt and want to know a way to turn your bad debt into good debt that will help you grow your wealth. You’re not convinced that your loans are structured in a way that supports your financial goals.

I want to learn more
Unsure how to buy an investment property

You’re set on buying an investment property but you’re still not sure whether it's the right choice for you. You want to know more about negative gearing and the tax implications of being an investment property owner.

I want more information
Needing to manage your cash flow better

You have a budget that you try your best to stick to, but somehow you always end up spending more than you’d like. Maybe you’re not completely across where your money is going or just want to cut back where you can.

I want to save more
Protecting your family’s future

You worry what will happen to your family in the future if something were to happen to you or your income. You’re looking for the peace-of-mind that comes from knowing that your family will be able to live the life you want them to.

I want to protect my family
Together we will build you a tailored financial plan.

When you sit down with one of our financial advisors we will ensure that you:

  • Gain a clear understanding of your current financial situation
  • Provide you with a comprehensive overview of your investment opportunities and how they may fit into your financial plan
  • Professional guidance when setting your personal financial goals
  • An outline of the strategies discussed to serve as the roadmap for your financial journey

This financial plan can include some or all of the following strategies.

  • My Wealth Portal

    My Wealth Portal is an all-in-one personal wealth solution that helps you stay on top of every aspect of your financial world – all from the comfort of your smartphone.

    How it works is simple: you securely connect all of your financial accounts to the My Wealth Portal app, giving you a clear overview of your entire financial world at the touch of a button.

    My Wealth Portal can also help you:

    • Keep track of your receipts for tax time
    • Generate a legally binding will using your portal information
    • Set and stick to clear financial goals
    • Keep your financial advisor and/or accountant in the loop
    • Sign urgent documents without having to use a scanner

    Managing your financial world and growing your wealth is easy with My Wealth Portal.

    Find Out More Now

Realigning focus to wealth as life changes

Developing a clear plan to grow your wealth through investments, such as purchasing an investment property or entering the share market.

Gaining control & confidence over your cash flow

Create, maintain and leverage your surplus in cash flow with offset accounts and smart banking.

Keeping your tax under control

Ensuring you’re claiming all deductions available to you and deciding whether to utilise superannuation deductions and/or negative gearing.

Improving on existing superannuation strategies

Potentially salary sacrificing into superannuation along with other voluntary contributions to further grow your fund.

Controlling more complicated debt

Exploring debt recycling and/or negative gearing to maximise good debt whilst minimising bad debt.

Ensure estate plan reflects your current situation

Ongoing reviews to ensure your estate plan is up-to-date with changes in your life.

Deciding appropriate levels of personal protection

Reviewing and increasing your and your family’s level of protection, if needed, to reflect your increase in wealth.

Feel like you're at the Pathway to Wealth stage?

Even if you're not, we can help.
Let us know who you are and an advisor will be in touch to help you take the next step on your financial journey.
  • This field is for validation purposes and should be left unchanged.
Some of the challenges and life events that you are likely to be facing at this particular stage in your financial journey.
Not having a clear retirement plan

You’ve been thinking more and more about what retirement looks like for you, but you have no idea how to get from where you are to where you want to be. Do you have enough to live the life you want to after you’ve left work?

I want to make a plan
Seeking to understand what is involved in retiring

You know you want to retire but you’re not sure exactly what that entails. You need help making sure you have everything in place to achieve your dream retirement.

I want to understand the bigger picture
Looking to grow your nest egg

You feel like you could be doing more to grow your savings but you’re not sure where to start. Maybe you’d like to structure your plan in a way that grows your wealth but still allows you to access your nest egg if you need to.

I want to learn more
Feeling like you won’t have the retirement you want

You find yourself worrying that you haven’t done enough to make a comfortable retirement a reality. You wish you had help with going over all your options and figuring out the best path forward for your unique circumstances.

I need guidance
Having children that are growing up

Your children are finishing schooling and/or might be planning on moving out. You find yourself with an extra amount of income but aren’t completely sure on the right way to use this money to achieve your financial goals.

I want to put it to good use
Together we will build you a tailored financial plan.

When you sit down with one of our financial advisors we will ensure that you:

  • Gain a clear understanding of your current financial situation
  • Provide you with a comprehensive overview of your investment opportunities and how they may fit into your financial plan
  • Professional guidance when setting your personal financial goals
  • An outline of the strategies discussed to serve as the roadmap for your financial journey

This financial plan can include some or all of the following strategies

Develop a clear wealth focus as you approach retirement

We’ll help you make the most of superannuation strategies as well as leveraging property and share investments.

Ensuring superannuation strategies are maximised

Maximising your super contributions, and considering whether to set-up an SMSF, whilst factoring in a realistic transition to retirement pension.

Getting your tax under control

Potentially prepaying any interest while maximising the advantage of super deductions and other strategies.

Ongoing support from our entire team

With us by your side, you’ll always have access to a team of wealth management professionals dedicated to helping you achieve your goals.

Feel like you're at the Countdown to Retirement stage?

Even if you're not, we can help.
Let us know who you are and an advisor will be in touch to help you take the next step on your financial journey.
  • This field is for validation purposes and should be left unchanged.
Some of the challenges and life events that you are likely to be facing at this particular stage in your financial journey.
Trying to balance lifestyle with income

You may struggle to balance enjoying your lifestyle with your income in retirement. Maybe you want to go on holidays more often but aren’t sure exactly how this will affect your financial future.

I WANT TO KNOW HOW TO MAKE IT WORK
Wanting to worry less about money

You want to worry less about whether your money is being managed correctly or whether it will last and start enjoying your retirement more. You wish there was a way someone else could help you make it easier.

I'M LOOKING FOR HELP
Needing to sort out your family's future

Your family is the most important thing in your life, so you want to make sure that they’ll be taken care of if something happened to you. But is your current estate plan thorough enough to ensure your family will be provided for?

I WANT TO GET IT SORTED
Wanting to reduce the amount of tax you pay

You want to know how to maximise your tax savings, so you can spend less time worrying about money and more time enjoying your retirement. You need someone who can help you figure out which tax strategy is right for you and your financial goals.

I NEED ADVICE
Together we will build you a tailored financial plan.

When you sit down with one of our financial advisors we will ensure that you:

  • Gain a clear understanding of your current financial situation
  • Provide you with a comprehensive overview of your investment opportunities and how they may fit into your financial plan
  • Professional guidance when setting your personal financial goals
  • An outline of the strategies discussed to serve as the roadmap for your financial journey

This financial plan can include some or all of the following strategies

Defining clear goals for your wealth in retirement

Our team will ensure you have an achievable direction for your wealth and a realistic path to help you get there.

Making the most of your superannuation

We take care of managing any potential SMSF obligations you may have and ensuring your pension remains tax-free.

Creating a world free from tax

Providing assistance in setting up and guiding you through your tax-free world as you embrace retirement to the fullest.

Ongoing support and assistance through reviews

Our team will always be available to answer any of your questions and to regularly review your portfolio to make sure your retirement remains stress-free.

Ensuring you have a securely planned estate

Continually reviewing your estate plan to ensure it reflects your current circumstances, as well as considering setting up testamentary trusts as required.

Eliminating debt to enjoy retirement

We will help you eliminate all debt so that you can live your dream retirement without having to worry about your money.

Decreasing your personal protection

Reducing or eliminating your personal protection strategies as your needs change.

Feel like you're at the Retire in Style stage?

Even if you're not, we can help.
Let us know who you are and an advisor will be in touch to help you take the next step on your financial journey.
  • This field is for validation purposes and should be left unchanged.
CLIENT TESTIMONIAL

My wife and I decided to make some changes to the way we were managing our finances and planning for our future financial security. Through the process of re-financing for the construction of our new family home,…from the very first meeting we had with Ben, we were comfortable and at the same time excited about…to our financial planning and future position.

Andrew H.
CLIENT TESTIMONIAL

So far my experience with Ben and the team at My Wealth Solutions has been exemplary. They have offered fantastic, reliable and prompt advice and their knowledge far outweighs the cost of service. I would recommend this route to anyone seeking financial advice. Looking forward to my future even more so thanks to My Wealth Solutions.

Adrian L.
CLIENT TESTIMONIAL

My experience with Guy Freeman has been totally professional and totally satisfactory. Guy has managed my small investments but maintained at the same time a personal interest in my health and well being… I have to say that I have complete trust in Guy and am so pleased he is looking after my investments giving me a secure future.

Jennette B.
CLIENT TESTIMONIAL

I was recommended Guy Freeman’s help with planning my financial future, and am very satisfied and reassured by his input over the last couple of years. I’ve actually received more input than I thought possible…sound investments; making a will, life insurance, income protection insurance, and realistic plans for retirement… I feel ‘looked after’ by this company, and excited about my financial future.

Jack H.
CLIENT TESTIMONIAL

We have been seeing Guy at MWS for a few years now, and his advice has been invaluable. We are a young family trying to make the best of what we have, and Guy really puts it all into perspective, so it isn’t overwhelming. Whenever we meet with him, I always walk away feeling so motivated that we are making good choices for the future…We’ll be long-term clients and I wouldn’t hesitate recommending him to others.

Louan W.
CLIENT TESTIMONIAL

My husband and I have been very impressed with MWS. They have a great team of people working with us as well as a fantastic network of local services they know well and trust. Very high value for us.

Amber R.
CLIENT TESTIMONIAL

…They have provided my partner and I peace of mind that our future is more secure especially with a baby on the way. Our super is working for us rather than the big companies…and they have put a smart financial strategy in place that meets our life goals. I have recommended MWS to many of my friends and will to anyone new as I am confident that they conduct themselves in the best interest of their clients.

Katrina M.
CLIENT TESTIMONIAL

Our experience has been very positive. Ben has set us up for our future and now we can feel satisfied knowing that we have our finances in good hands. We no longer stress about what we or our family would be financially accountable for should something happen to any of us. Thank you again.

Darron & Michelle H.
award winning and highly recommended

Let’s create the future you’re hoping for

We believe in getting to know our clients first, so we can help make their financial ambitions a reality